Charter 15732 · Lenexa, KS
CommunityAmerica Federal Credit Union
CommunityAmerica Federal Credit Union is a federally chartered credit union in Lenexa, Kansas, with $9.02 billion in assets and 594,689 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.94%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as Western, UNIFY Financial Credit Union, UNIFY Financial, UNIFY, CommunityAmerica Credit Union.
- Total assets
- $9.02 billion
- +158.8% in a year
- Members
- 594,689
- +143.3% in a year
- Net worth ratio
- 9.94%
- Peer median 10.79%
- Loans 60+ days late
- 2.68%
- Peer median 0.67%
- Loans outstanding
- $6.34 billion
- +138.4% in a year
- Shares and deposits
- $8.11 billion
- +164.7% in a year
- Branches
- 78
- 1,472 employees
- Opened
- 1963
- Federal charter
How CommunityAmerica Federal Credit Union compares
NCUA groups credit unions by size; CommunityAmerica Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.94% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 2.68%, is higher than the group median of 0.67%. Loans grew 138.4% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 1 of 62 credit unions headquartered in Kansas. See all Kansas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $9.02 billion | 594,689 | $6.34 billion | 9.94% | 2.68% |
| Q1 2026 | $8.98 billion | 591,912 | $6.23 billion | 9.65% | 1.41% |
| Q4 2025 | $8.67 billion | 617,156 | $6.32 billion | 9.75% | 1.63% |
| Q3 2025 | $3.43 billion | 241,455 | $2.55 billion | 8.98% | 2.63% |
| Q2 2025 | $3.49 billion | 244,424 | $2.66 billion | 8.81% | 2.94% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 5.0 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 85 sites for CommunityAmerica Federal Credit Union; the first 40 are below. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Hawthorne
14550 Aviation Blvd, Hawthorne, CA 90250 - Bentonville
2905 S Walton Blvd, Bentonville, AR 72712 - Fayetteville
1780 N Crossover Rd, Fayetteville, AR 72701 - Rogers
1205 W Walnut St, Rogers, AR 72756 - Springdale
2894 W Sunset Ave, Springdale, AR 72762 - Camarillo
4950 Verdugo Way, Camarillo, CA 93012 - Huntington Beach
6885 Warner Ave, Huntington Beach, CA 92647 - Space Park-Redondo Beach
1 Space Park Blvd Bldg S, Redondo Beach, CA 90278 - San Bruno
851 Cherry Ave, San Bruno, CA 94066 - Santa Ana
3715 S Bristol St Ste A, Santa Ana, CA 92704 - West Torrance
20305 Anza Ave, Torrance, CA 90503 - Princeton
4884 S Maple Tree Dr, Princeton, IN 47670 - Hebron
Toyota Motor Manufacturing, Hebron, KY 41048 - Georgetown
Toyota Motor Manufacturing, Georgetown, KY 40324 - York Township
Toyota Technical Center, Saline, MI 48176 - San Antonio
1 Lone Star Pass Bldg 1, San Antonio, TX 78264 - Oakland - Civic
140 Frank H Ogawa Plz, Oakland, CA 94612 - Siloam Springs
2075 E Main St Ste E, Siloam Springs, AR 72761 - Buffalo WV
18554 Buffalo Road, Buffalo, WV 25033 - 2nd Street Concord
1855 2Nd St, Concord, CA 94519 - Brentwood
121 Sand Creek Rd, Brentwood, CA 94513 - Huntsville
1 Cottonvalley Dr Nw, Huntsville, AL 35810 - Ventura
1722 S Victoria Ave, Ventura, CA 93003 - Collegedale
9525 Apison Pike, Collegedale, TN 37315 - Blue Springs
1200 Magnolia Way, Blue Springs, MS 38828 - Frisco
3333 Preston Rd, Frisco, TX 75034 - Lakewood Branch
4637 Candlewood St, Lakewood, CA 90712 - Westchester
8632 S Sepulveda Blvd, Los Angeles, CA 90045 - Montebello
521 N Montebello Blvd Ste B, Montebello, CA 90640 - Plano
6565 Headquarters Dr, Plano, TX 75024 - Las Vegas
7985 W Sahara Ave Ste 101, Las Vegas, NV 89117 - Lowell
916 W Monroe Ave, Lowell, AR 72745 - Glendale
109 W Wilson Ave, Glendale, CA 91203 - Ann Arbor
1555 Woodridge Ave # 7, Ann Arbor, MI 48105 - Tustin
13229 Jamboree Rd, Tustin, CA 92782 - Allen Ops
740 N Watters Rd, Allen, TX 75013 - MTM Huntsville
9000 Greenbrier Pkwy Nw, Madison, AL 35756 - Torrance Ops 1
2305B W 190Th St, Torrance, CA 90504 - Torrance PCH
2750 Pacific Coast Hwy, Torrance, CA 90505 - Irvine Ops
3200 El Camino Real, Irvine, CA 92602
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology