Charter 62031 · Hutchinson, KS
Heartland Credit Union (Hutchinson, KS)
Heartland Credit Union is a state-chartered credit union in Hutchinson, Kansas, with $726 million in assets and 41,350 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.79%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as HCU.
- Total assets
- $726 million
- +8.9% in a year
- Members
- 41,350
- +4.1% in a year
- Net worth ratio
- 9.79%
- Peer median 10.79%
- Loans 60+ days late
- 1.20%
- Peer median 0.67%
- Loans outstanding
- $611 million
- +8.2% in a year
- Shares and deposits
- $599 million
- +8.4% in a year
- Branches
- 11
- 162 employees
- Opened
- 1948
- Kansas charter
How Heartland Credit Union compares
NCUA groups credit unions by size; Heartland Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.79% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.20%, is higher than the group median of 0.67%. Loans grew 8.2% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 6 of 62 credit unions headquartered in Kansas. See all Kansas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $726 million | 41,350 | $611 million | 9.79% | 1.20% |
| Q1 2026 | $709 million | 40,642 | $590 million | 9.15% | 0.78% |
| Q4 2025 | $690 million | 40,298 | $581 million | 9.03% | 0.91% |
| Q3 2025 | $674 million | 39,989 | $569 million | 8.88% | 0.75% |
| Q2 2025 | $667 million | 39,706 | $565 million | 8.76% | 0.80% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 2.5 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 11 sites for Heartland Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- 23rd & Severance
900 E 23Rd Ave, Hutchinson, KS 67502 - Ave A
129 W Avenue A, Hutchinson, KS 67501 - Haven
103 S Kansas St, Haven, KS 67543 - Newton
2201 S Kansas Rd, Newton, KS 67114 - Support Center (main office)
4000 N Monroe St, Hutchinson, KS 67502 - 29th & Main
2900 N Main St, Hutchinson, KS 67502 - Maize
3777 N Maize Rd, Wichita, KS 67205 - Kellogg
12021 E Kellogg Dr, Wichita, KS 67207 - Salthawk Center
Hutchinson High School, Hutchinson, KS 67501 - Hays
2825 Plaza Ave, Hays, KS 67601 - Ness City
202 S Topeka Ave, Ness City, KS 67560
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology