Charter 65378 · Wichita, KS
Mid American Credit Union
Mid American Credit Union is a state-chartered credit union in Wichita, Kansas, with $532 million in assets and 47,426 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.94%, above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $532 million
- +7.5% in a year
- Members
- 47,426
- +2.3% in a year
- Net worth ratio
- 8.94%
- Peer median 10.79%
- Loans 60+ days late
- 0.47%
- Peer median 0.67%
- Loans outstanding
- $489 million
- +11.2% in a year
- Shares and deposits
- $442 million
- +7.0% in a year
- Branches
- 9
- 116 employees
- Opened
- 1936
- Kansas charter
How Mid American Credit Union compares
NCUA groups credit unions by size; Mid American Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 8.94% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.47%, is lower than the group median of 0.67%. Loans grew 11.2% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 9 of 62 credit unions headquartered in Kansas. See all Kansas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $532 million | 47,426 | $489 million | 8.94% | 0.47% |
| Q1 2026 | $521 million | 47,000 | $475 million | 9.03% | 0.50% |
| Q4 2025 | $511 million | 46,661 | $465 million | 8.96% | 0.52% |
| Q3 2025 | $501 million | 46,606 | $455 million | 8.99% | 0.50% |
| Q2 2025 | $495 million | 46,350 | $439 million | 8.86% | 0.45% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.0 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 11 sites for Mid American Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Office (main office)
8404 W Kellogg Dr, Wichita, KS 67209 - Sedgwick County
525 N Main St, Wichita, KS 67203 - South Branch Office
2433 W 31St St S, Wichita, KS 67217 - Larned
114 W 5Th St, Larned, KS 67550 - UNDERGROUND VAULTS
3333 N Mead St, Wichita, KS 67219 - JACK HENRY - SYMITAR
663 W Highway 60, Monett, MO 65708 - Arkansas City Branch
1610 N Summit St, Arkansas City, KS 67005 - NE Branch Office
2993 N Webb Rd, Wichita, KS 67226 - Lawrence Branch
550 N Wakarusa Dr, Lawrence, KS 66049 - East Branch
513 S Oliver Ave, Wichita, KS 67218 - Overland Park Branch
9201 W 87Th St, Overland Park, KS 66212
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology