Charter 24858 · Lenexa, KS

Mainstreet Federal Credit Union

Mainstreet Federal Credit Union is a federally chartered credit union in Lenexa, Kansas, with $703 million in assets and 54,556 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.87%, well above the 7% that NCUA's rules treat as well capitalized.

Also does business as Mainstreet Credit Union.

Total assets
$703 million
+0.1% in a year
Members
54,556
-3.2% in a year
Net worth ratio
9.87%
Peer median 10.79%
Loans 60+ days late
0.71%
Peer median 0.67%
Loans outstanding
$412 million
+3.4% in a year
Shares and deposits
$640 million
+4.5% in a year
Branches
9
151 employees
Opened
1953
Federal charter

How Mainstreet Federal Credit Union compares

NCUA groups credit unions by size; Mainstreet Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.87% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.71%, is about the same as the group median of 0.67%. Loans grew 3.4% over the year to Q2 2026, against a group median of 5.3% growth.

By assets it ranks 7 of 62 credit unions headquartered in Kansas. See all Kansas credit unions.

Five quarters of figures

QuarterAssetsMembersLoansNet worth ratio60+ days late
Q2 2026 $703 million 54,556 $412 million 9.87% 0.71%
Q1 2026 $694 million 54,286 $398 million 9.62% 0.53%
Q4 2025 $674 million 55,705 $402 million 9.68% 0.51%
Q3 2025 $694 million 56,115 $403 million 9.24% 0.29%
Q2 2025 $702 million 56,383 $398 million 8.97% 0.42%

Assets Members

Who can join

The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 2.0 million potential members.

Credit unions that anyone in the US can join

Locations

NCUA's branch file lists 9 sites for Mainstreet Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.

  • Lenexa (main office)
    13001 W 95Th St, Lenexa, KS 66215
  • Mission
    6025 Lamar Ave, Mission, KS 66202
  • Olathe-Downtown
    101 W Loula St, Olathe, KS 66061
  • Olathe-East
    14280 W 135Th St, Olathe, KS 66062
  • Lawrence-23rd Street
    1001 E 23Rd St, Lawrence, KS 66046
  • Leavenworth
    1608 S 4Th St, Leavenworth, KS 66048
  • KCMO - Barry Rd
    8451 N Madison Ave, Kansas City, MO 64155
  • Wyandotte
    8245 State Ave, Kansas City, KS 66112
  • Bonner Springs
    301 Oak St, Bonner Springs, KS 66012

Watch Mainstreet Federal Credit Union

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About these numbers

Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology