Charter 63194 · Chubbuck, ID

Idaho Central Credit Union

Idaho Central Credit Union is a state-chartered credit union in Chubbuck, Idaho, with $15.5 billion in assets and 821,866 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.33%, above the 7% that NCUA's rules treat as well capitalized.

Total assets
$15.5 billion
+16.9% in a year
Members
821,866
+12.7% in a year
Net worth ratio
8.33%
Peer median 10.79%
Loans 60+ days late
0.46%
Peer median 0.67%
Loans outstanding
$13.8 billion
+19.7% in a year
Shares and deposits
$13.6 billion
+14.4% in a year
Branches
66
2,236 employees
Opened
1940
Idaho charter

How Idaho Central Credit Union compares

NCUA groups credit unions by size; Idaho Central Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 8.33% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.46%, is lower than the group median of 0.67%. Loans grew 19.7% over the year to Q2 2026, against a group median of 5.3% growth.

By assets it ranks 1 of 26 credit unions headquartered in Idaho. See all Idaho credit unions.

Five quarters of figures

QuarterAssetsMembersLoansNet worth ratio60+ days late
Q2 2026 $15.5 billion 821,866 $13.8 billion 8.33% 0.46%
Q1 2026 $15.0 billion 788,996 $13.0 billion 8.28% 0.43%
Q4 2025 $14.8 billion 769,306 $12.8 billion 8.13% 0.45%
Q3 2025 $13.9 billion 750,520 $12.1 billion 8.38% 0.39%
Q2 2025 $13.3 billion 728,938 $11.5 billion 8.42% 0.38%

Assets Members

Who can join

The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 2.3 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.

Credit unions that anyone in the US can join

Locations

NCUA's branch file lists 67 sites for Idaho Central Credit Union; the first 40 are below. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.

  • Member Service Center (main office)
    4400 Central Way, Chubbuck, ID 83202
  • Downtown
    401 W Front St, Boise, ID 83702
  • LBJ
    650 W State St, Boise, ID 83702
  • Pierce Park
    6328 W State St, Boise, ID 83703
  • Overland
    6707 W Overland Rd, Boise, ID 83709
  • Mountain View
    1615 S Celebration Ave, Meridian, ID 83642
  • Fairview
    11255 W Fairview Ave, Boise, ID 83713
  • Cherry Lane
    3127 W Cherry Ln, Meridian, ID 83642
  • Nampa
    215 3Rd Ave S, Nampa, ID 83651
  • Southside
    3101 E Greenhurst Rd, Nampa, ID 83686
  • Mountain View High School
    2000 S Millenium Way, Meridian, ID 83642
  • Blackfoot
    498 N Meridian St, Blackfoot, ID 83221
  • Benton
    544 E Benton St, Pocatello, ID 83201
  • Sunnyside
    3330 S 15Th E, Idaho Falls, ID 83404
  • Broadway
    169 Houston Cir, Idaho Falls, ID 83402
  • Parkcenter
    775 E Parkcenter Blvd, Boise, ID 83706
  • Burley
    110 Overland Ave, Burley, ID 83318
  • Cleveland
    4821 Cleveland Blvd, Caldwell, ID 83605
  • Chubbuck
    4537 Yellowstone Ave, Chubbuck, ID 83202
  • Eagle
    768 E State St, Eagle, ID 83616
  • Ustick
    3339 E Ustick Rd, Meridian, ID 83646
  • North Linder
    6348 North Linder Rd, Meridian, ID 83646
  • Addison
    2193 Addison Ave E, Twin Falls, ID 83301
  • Blue Lakes
    1875 Blue Lakes Blvd N, Twin Falls, ID 83301
  • Coeur D Alene
    1410 N Government Way, Coeur D Alene, ID 83814
  • Pocatello
    1045 Yellowstone Ave, Pocatello, ID 83201
  • Rexburg
    673 N 2Nd E, Rexburg, ID 83440
  • Caldwell
    1110 Blaine St, Caldwell, ID 83605
  • Hitt Road
    240 N 25Th E, Idaho Falls, ID 83401
  • Post Falls
    3343 E Mullan Ave, Post Falls, ID 83854
  • Kuna
    1375 N Meridian Rd, Kuna, ID 83634
  • Hayden
    8760 N Government Way, Hayden, ID 83835
  • Jerome
    2355 S Lincoln Ave, Jerome, ID 83338
  • White Pine
    201 S Main St, Pierce, ID 83546
  • Vista
    2770 S Vista Ave, Boise, ID 83705
  • Thunder Ridge High School
    4941 1St St, Idaho Falls, ID 83401
  • Hemming Village
    175 W 2Nd S Ste 104, Rexburg, ID 83440
  • American Falls
    246 Idaho St, American Falls, ID 83211
  • Appleway
    1327 W Appleway Ave, Coeur D Alene, ID 83814
  • Star
    68 S Pine Lake Ln, Star, ID 83669

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About these numbers

Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology