Charter 65722 · Kamiah, ID
Freedom Northwest Credit Union
Freedom Northwest Credit Union is a state-chartered credit union in Kamiah, Idaho, with $693 million in assets and 13,148 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 13.40%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $693 million
- +9.7% in a year
- Members
- 13,148
- +2.2% in a year
- Net worth ratio
- 13.40%
- Peer median 10.79%
- Loans 60+ days late
- 0.61%
- Peer median 0.67%
- Loans outstanding
- $590 million
- +13.7% in a year
- Shares and deposits
- $510 million
- +8.1% in a year
- Branches
- 2
- 47 employees
- Opened
- 1963
- Idaho charter
How Freedom Northwest Credit Union compares
NCUA groups credit unions by size; Freedom Northwest Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 13.40% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.61%, is lower than the group median of 0.67%. Loans grew 13.7% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 7 of 26 credit unions headquartered in Idaho. See all Idaho credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $693 million | 13,148 | $590 million | 13.40% | 0.61% |
| Q1 2026 | $668 million | 13,031 | $566 million | 13.24% | 0.62% |
| Q4 2025 | $645 million | 12,915 | $556 million | 13.08% | 0.39% |
| Q3 2025 | $646 million | 12,767 | $536 million | 12.37% | 0.32% |
| Q2 2025 | $632 million | 12,867 | $519 million | 12.03% | 0.32% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 275,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 2 sites for Freedom Northwest Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Kamiah Branch (main office)
303 Main Street, Kamiah, ID 83536 - Kooskia Branch
201 Rivers Loop, Kooskia, ID 83539
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology