Charter 9247 · Mountain Home, ID
Pioneer Federal Credit Union
Pioneer Federal Credit Union is a federally chartered credit union in Mountain Home, Idaho, with $744 million in assets and 47,456 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.98%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $744 million
- +2.2% in a year
- Members
- 47,456
- -3.4% in a year
- Net worth ratio
- 9.98%
- Peer median 10.79%
- Loans 60+ days late
- 1.08%
- Peer median 0.67%
- Loans outstanding
- $517 million
- -1.1% in a year
- Shares and deposits
- $672 million
- +3.8% in a year
- Branches
- 14
- 178 employees
- Opened
- 1954
- Federal charter
How Pioneer Federal Credit Union compares
NCUA groups credit unions by size; Pioneer Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.98% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.08%, is higher than the group median of 0.67%. Loans fell 1.1% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 6 of 26 credit unions headquartered in Idaho. See all Idaho credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $744 million | 47,456 | $517 million | 9.98% | 1.08% |
| Q1 2026 | $739 million | 47,722 | $500 million | 9.99% | 0.99% |
| Q4 2025 | $734 million | 48,179 | $513 million | 9.82% | 1.74% |
| Q3 2025 | $736 million | 48,760 | $514 million | 9.72% | 1.50% |
| Q2 2025 | $728 million | 49,141 | $523 million | 9.62% | 1.51% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 981,309 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 16 sites for Pioneer Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Mountain Home Headquarters (main office)
250 W 3Rd S, Mountain Home, ID 83647 - Main Branch
250 W 3Rd S, Mountain Home, ID 83647 - 8th Street Branch
3197 E 8Th N, Mountain Home, ID 83647 - Hailey Branch
841 N Main St, Hailey, ID 83333 - Meridian Branch
850 E Fairview Ave, Meridian, ID 83642 - State Street Branch
5918 W State St, Boise, ID 83703 - Nampa Branch
3000 12Th Ave Rd, Nampa, ID 83686 - Gooding Branch
1624 Main St, Gooding, ID 83330 - Twin Falls Branch
1439 N College Rd, Twin Falls, ID 83301 - Middleton Branch
551 S Middleton Rd, Middleton, ID 83644 - Glenns Ferry ATM
70 N Commercial St, Glenns Ferry, ID 83623 - Jerome Branch
1865 S Lincoln Ave, Jerome, ID 83338 - Broadway Branch
2350 S Broadway Ave, Boise, ID 83706 - Caldwell Branch
608 E Ustick Rd, Caldwell, ID 83605 - Mountain Home Administration
445 W Jackson St, Mountain Home, ID 83647 - Overland Branch
6115 W Overland Rd, Boise, ID 83709
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology