Charter 8428 · Pocatello, ID
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union is a federally chartered credit union in Pocatello, Idaho, with $292 million in assets and 21,799 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.65%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $292 million
- +7.4% in a year
- Members
- 21,799
- +2.0% in a year
- Net worth ratio
- 9.65%
- Peer median 11.65%
- Loans 60+ days late
- 0.36%
- Peer median 0.70%
- Loans outstanding
- $242 million
- +9.3% in a year
- Shares and deposits
- $264 million
- +8.2% in a year
- Branches
- 8
- 95 employees
- Opened
- 1953
- Federal charter
How Advantage Plus Federal Credit Union compares
NCUA groups credit unions by size; Advantage Plus Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 9.65% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.36%, is lower than the group median of 0.70%. Loans grew 9.3% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 11 of 26 credit unions headquartered in Idaho. See all Idaho credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $292 million | 21,799 | $242 million | 9.65% | 0.36% |
| Q1 2026 | $290 million | 21,494 | $236 million | 9.65% | 0.25% |
| Q4 2025 | $281 million | 21,400 | $230 million | 9.81% | 0.52% |
| Q3 2025 | $271 million | 21,409 | $226 million | 10.18% | 0.44% |
| Q2 2025 | $272 million | 21,362 | $221 million | 9.92% | 0.22% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 100,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 8 sites for Advantage Plus Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Center Street (main office)
2133 E Center St, Pocatello, ID 83201 - Johnny Creek
3415 Johnny Creek Rd, Pocatello, ID 83204 - Chubbuck
150 W Chubbuck Rd, Chubbuck, ID 83202 - Soda Springs
70 E 2Nd S, Soda Springs, ID 83276 - American Falls
465 Hillcrest Ave, American Falls, ID 83211 - Montpelier
177 N 4Th St, Montpelier, ID 83254 - Preston Branch
311 S Highway 91, Preston, ID 83263 - Afton
485 S Washington St, Afton, WY 83110
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology