Charter 16769 · New Castle, DE
Delaware River & Bay Auth Emp Federal Credit Union
Delaware River & Bay Auth Emp Federal Credit Union is a federally chartered credit union in New Castle, Delaware, with $4.1 million in assets and 370 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 25.81%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $4.1 million
- -2.5% in a year
- Members
- 370
- -8.6% in a year
- Net worth ratio
- 25.81%
- Peer median 17.30%
- Loans 60+ days late
- 0.82%
- Peer median 0.86%
- Loans outstanding
- $434 thousand
- -23.6% in a year
- Shares and deposits
- $3.1 million
- -3.9% in a year
- Branches
- 3
- 5 employees
- Opened
- 1965
- Federal charter
How Delaware River & Bay Auth Emp Federal Credit Union compares
NCUA groups credit unions by size; Delaware River & Bay Auth Emp Federal Credit Union is in the group with $2 million to $10 million (539 credit unions). Its net worth ratio of 25.81% is higher than that group's median of 17.30%, and its share of loans 60 or more days past due, 0.82%, is about the same as the group median of 0.86%. Loans fell 23.6% over the year to Q2 2026, against a group median of a 6.0% fall.
By assets it ranks 15 of 15 credit unions headquartered in Delaware. See all Delaware credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $4.1 million | 370 | $434 thousand | 25.81% | 0.82% |
| Q1 2026 | $4.2 million | 380 | $449 thousand | 25.08% | 0.00% |
| Q4 2025 | $4.2 million | 387 | $493 thousand | 24.79% | 0.00% |
| Q3 2025 | $4.2 million | 396 | $534 thousand | 24.37% | 0.00% |
| Q2 2025 | $4.2 million | 405 | $568 thousand | 24.76% | 3.49% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 600 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 3 sites for Delaware River & Bay Auth Emp Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Cape May Terminal
1200 Lincoln Blvd, North Cape May, NJ 08204 - New Castle (main office)
I295 & New Castle Ave, New Castle, DE 19720 - Lewes Terminal
43 Cape Henlopen Dr, Lewes, DE 19958
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology