Charter 24262 · Washington, DC
Phi Beta Sigma Federal Credit Union
Phi Beta Sigma Federal Credit Union is a federally chartered credit union in Washington, District of Columbia, with $991 thousand in assets and 2,056 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.06%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $991 thousand
- +7.2% in a year
- Members
- 2,056
- +31.1% in a year
- Net worth ratio
- 10.06%
- Peer median 19.32%
- Loans 60+ days late
- 13.69%
- Peer median 0.66%
- Loans outstanding
- $453 thousand
- -6.0% in a year
- Shares and deposits
- $895 thousand
- +11.3% in a year
- Branches
- 1
- 0 employees
- Opened
- 1986
- Federal charter
How Phi Beta Sigma Federal Credit Union compares
NCUA groups credit unions by size; Phi Beta Sigma Federal Credit Union is in the group with under $2 million in assets (232 credit unions). Its net worth ratio of 10.06% is lower than that group's median of 19.32%, and its share of loans 60 or more days past due, 13.69%, is higher than the group median of 0.66%. Loans fell 6.0% over the year to Q2 2026, against a group median of a 7.3% fall.
By assets it ranks 23 of 28 credit unions headquartered in District of Columbia. See all District of Columbia credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $991 thousand | 2,056 | $453 thousand | 10.06% | 13.69% |
| Q1 2026 | $970 thousand | 2,000 | $519 thousand | 9.86% | 9.75% |
| Q4 2025 | $949 thousand | 1,900 | $535 thousand | 12.08% | 4.63% |
| Q3 2025 | $937 thousand | 1,807 | $471 thousand | 13.45% | 11.09% |
| Q2 2025 | $924 thousand | 1,568 | $482 thousand | 14.19% | 6.16% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 10,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital. It is designated a minority depository institution.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 3 sites for Phi Beta Sigma Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Phi Beta Sigma Federal Credit Union
Po Box 154513, Washington, DC 20003 - Phi Beta Sigma Alpha Sigma Chapter House
119 Division Ave Ne, Washington, DC 20019 - Phi Beta Sigma Headquarters (main office)
145 Kennedy St Nw, Washington, DC 20011
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology