Charter 13939 · Caparra, PR
Puerto Rico Federal Credit Union
Puerto Rico Federal Credit Union is a federally chartered credit union in Caparra, Puerto Rico, with $188 million in assets and 23,142 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 14.01%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $188 million
- +0.9% in a year
- Members
- 23,142
- -3.5% in a year
- Net worth ratio
- 14.01%
- Peer median 11.65%
- Loans 60+ days late
- 0.68%
- Peer median 0.70%
- Loans outstanding
- $143 million
- +7.5% in a year
- Shares and deposits
- $164 million
- -0.3% in a year
- Branches
- 5
- 39 employees
- Opened
- 1960
- Federal charter
How Puerto Rico Federal Credit Union compares
NCUA groups credit unions by size; Puerto Rico Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 14.01% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.68%, is about the same as the group median of 0.70%. Loans grew 7.5% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 3 of 4 credit unions headquartered in Puerto Rico. See all Puerto Rico credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $188 million | 23,142 | $143 million | 14.01% | 0.68% |
| Q1 2026 | $187 million | 22,856 | $138 million | 13.22% | 0.41% |
| Q4 2025 | $182 million | 24,188 | $135 million | 13.46% | 0.58% |
| Q3 2025 | $185 million | 24,052 | $134 million | 13.09% | 0.70% |
| Q2 2025 | $186 million | 23,976 | $133 million | 13.01% | 0.44% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 359,899 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital. It is designated a minority depository institution.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 5 sites for Puerto Rico Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- PR Federal Credit Union (main office)
55 Calle Resolucion, Caparra, PR 00920 - PRFCU Quebradillas Branch
Carr. 113 Km 12.2, Quebradillas, PR 00678 - PRFCU Aguadilla Branch
35 Ramey Shopping Ctr, Aguadilla, PR 00603 - PRFCU Manati Branch
148 Bda Felix Cordova Davila, Manati, PR 00674 - Puerto Rico Federal Credit Union Aguadilla
Punta Borinquen Shopping Center Base Ramey, Aguadilla, PR 00603
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology