Charter 13583 · Fairbanks, AK
Spirit of Alaska Federal Credit Union
Spirit of Alaska Federal Credit Union is a federally chartered credit union in Fairbanks, Alaska, with $201 million in assets and 9,209 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 14.77%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $201 million
- +2.8% in a year
- Members
- 9,209
- -1.5% in a year
- Net worth ratio
- 14.77%
- Peer median 11.65%
- Loans 60+ days late
- 1.16%
- Peer median 0.70%
- Loans outstanding
- $105 million
- -5.1% in a year
- Shares and deposits
- $170 million
- +2.8% in a year
- Branches
- 4
- 39 employees
- Opened
- 1960
- Federal charter
How Spirit of Alaska Federal Credit Union compares
NCUA groups credit unions by size; Spirit of Alaska Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 14.77% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.16%, is higher than the group median of 0.70%. Loans fell 5.1% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 7 of 8 credit unions headquartered in Alaska. See all Alaska credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $201 million | 9,209 | $105 million | 14.77% | 1.16% |
| Q1 2026 | $201 million | 9,231 | $103 million | 14.62% | 0.88% |
| Q4 2025 | $200 million | 9,359 | $101 million | 14.48% | 0.38% |
| Q3 2025 | $193 million | 9,359 | $107 million | 14.84% | 0.48% |
| Q2 2025 | $195 million | 9,349 | $110 million | 14.42% | 0.58% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 175,000 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 4 sites for Spirit of Alaska Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Geist Branch
4001 Geist Rd, Fairbanks, AK 99709 - Gillam Branch (main office)
1417 Gillam Way, Fairbanks, AK 99701 - Johansen Branch
495 Harold Bentley Ave, Fairbanks, AK 99701 - Three Bears
2801 Buzby Rd, North Pole, AK 99705
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology