Charter 24524 · Oklahoma City, OK
Tinker Federal Credit Union
Tinker Federal Credit Union is a federally chartered credit union in Oklahoma City, Oklahoma, with $6.12 billion in assets and 488,459 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 14.72%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as Tinker FCU, TFCU, TFCU Prime Business Solutions.
- Total assets
- $6.12 billion
- -0.9% in a year
- Members
- 488,459
- +2.4% in a year
- Net worth ratio
- 14.72%
- Peer median 10.79%
- Loans 60+ days late
- 0.63%
- Peer median 0.67%
- Loans outstanding
- $3.59 billion
- +4.0% in a year
- Shares and deposits
- $5.20 billion
- +1.5% in a year
- Branches
- 33
- 1,072 employees
- Opened
- 1946
- Federal charter
How Tinker Federal Credit Union compares
NCUA groups credit unions by size; Tinker Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 14.72% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.63%, is about the same as the group median of 0.67%. Loans grew 4.0% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 1 of 52 credit unions headquartered in Oklahoma. See all Oklahoma credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $6.12 billion | 488,459 | $3.59 billion | 14.72% | 0.63% |
| Q1 2026 | $6.13 billion | 484,290 | $3.49 billion | 14.52% | 0.69% |
| Q4 2025 | $6.05 billion | 481,250 | $3.48 billion | 14.47% | 0.93% |
| Q3 2025 | $6.17 billion | 480,438 | $3.46 billion | 14.15% | 0.76% |
| Q2 2025 | $6.18 billion | 477,206 | $3.46 billion | 13.87% | 0.84% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.3 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 34 sites for Tinker Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Ada Branch
1620 Lonnie Abbott Blvd, Ada, OK 74820 - Edmond Branch
1401 N Kelly Ave, Edmond, OK 73003 - Edmond East
3141 S Bryant Ave, Edmond, OK 73013 - Enid Branch
801 S Oakwood Rd, Enid, OK 73703 - Midwest City Branch
6501 Tinker Diagonal, Midwest City, OK 73110 - Midwest City East Branch
1401 N Post Rd, Midwest City, OK 73130 - Moore Branch
400 Sw 6Th St, Moore, OK 73160 - Norman Southeast Branch
1451 12Th Ave Se, Norman, OK 73071 - Norman West Branch
301 36Th Ave Nw, Norman, OK 73072 - Oklahoma City, Northwest Branch
4626 Nw 39Th St, Oklahoma City, OK 73122 - Oklahoma City, Northeast Branch
1177 Ne 23Rd St, Oklahoma City, OK 73111 - Oklahoma City, Southwest
9601 S Pennsylvania Ave, Oklahoma City, OK 73159 - Oklahoma City, Southwest Drive-Thru
1200 Sw 89Th St, Oklahoma City, OK 73139 - Shawnee Branch
3923 N Harrison St, Shawnee, OK 74804 - Stillwater Branch
5101 W 6Th Ave, Stillwater, OK 74074 - TFCU Corporate Office (main office)
715 Metropolitan Ave, Oklahoma City, OK 73108 - Tinker AFB, Area A
Bldg 420, Tinker Afb, OK 73145 - Tinker AFB, C1
Bldg 3001, Tinker Afb, OK 73145 - Metro Tech
1800 Springlake Dr Ste 200, Oklahoma City, OK 73111 - Seminole Branch
980 E Wrangler Blvd, Seminole, OK 74868 - Oklahoma City, Tri City
4101 Sw 134Th St, Oklahoma City, OK 73173 - Tulsa
8920 E 61St St, Tulsa, OK 74133 - Oklahoma City, Capitol Hill Branch
2315 S Western Ave, Oklahoma City, OK 73109 - Tinker AFB, TAC
Building 9001 Post A-45, Tinker Afb, OK 73145 - Vance AFB
234 Fields St, Enid, OK 73705 - Yukon Branch
11209 W Reno Ave, Yukon, OK 73099 - Operations Center
4140 W Interstate 40, Oklahoma City, OK 73102 - Oklahoma City, North Rockwell
13300 N Rockwell Ave, Oklahoma City, OK 73142 - Oklahoma City, South Sooner Road
14900 South Sooner, Oklahoma City, OK 73165 - Choctaw Branch
2183 Harper St, Choctaw, OK 73020 - Edmond North
1016 W Covell Rd, Edmond, OK 73003 - Cross Roads
8800 Us Highway 380, Cross Roads, TX 76227 - Owasso Branch
9039 N 121St East Ave, Owasso, OK 74055 - Denton, Unicorn Lake
3351 Unicorn Lake Blvd, Denton, TX 76210
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology