Charter 62983 · Barre, VT

802 Credit Union

802 Credit Union is a state-chartered credit union in Barre, Vermont, with $508 million in assets and 41,760 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 12.54%, well above the 7% that NCUA's rules treat as well capitalized.

Total assets
$508 million
+18.6% in a year
Members
41,760
+12.0% in a year
Net worth ratio
12.54%
Peer median 10.79%
Loans 60+ days late
1.50%
Peer median 0.67%
Loans outstanding
$389 million
+20.9% in a year
Shares and deposits
$440 million
+18.4% in a year
Branches
12
143 employees
Opened
1953
Vermont charter

How 802 Credit Union compares

NCUA groups credit unions by size; 802 Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 12.54% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.50%, is higher than the group median of 0.67%. Loans grew 20.9% over the year to Q2 2026, against a group median of 5.3% growth.

By assets it ranks 5 of 12 credit unions headquartered in Vermont. See all Vermont credit unions.

Five quarters of figures

QuarterAssetsMembersLoansNet worth ratio60+ days late
Q2 2026 $508 million 41,760 $389 million 12.54% 1.50%
Q1 2026 $500 million 42,126 $379 million 12.45% 1.26%
Q4 2025 $492 million 45,490 $376 million 12.36% 1.05%
Q3 2025 $432 million 37,546 $333 million 12.50% 0.96%
Q2 2025 $428 million 37,296 $322 million 12.25% 0.91%

Assets Members

Who can join

The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 863,628 potential members.

Credit unions that anyone in the US can join

Locations

NCUA's branch file lists 12 sites for 802 Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.

  • White River Jct
    614 N Hartland Rd, White River Junction, VT 05001
  • Barre/Main Office (main office)
    265 S Main St, Barre, VT 05641
  • South Burlington
    50 White St, South Burlington, VT 05403
  • Windsor Office
    160 Main St, Windsor, VT 05089
  • Bellows Falls
    105 Westminster St, Bellows Falls, VT 05101
  • Brattleboro
    820 Putney Rd, Brattleboro, VT 05301
  • Putney
    52 Main St Ste 1, Putney, VT 05346
  • Springfield
    34 Clinton St, Springfield, VT 05156
  • Townshend
    1154 Vt Route 30, Townshend, VT 05353
  • Bethel
    330 Main Street, Bethel, VT 05032
  • Randolph
    40 Pinnacle Rd, Randolph, VT 05060
  • Rochester
    96 N Main St, Rochester, VT 05767

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About these numbers

Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology