Charter 63923 · Springfield, VT
One Credit Union
One Credit Union is a state-chartered credit union in Springfield, Vermont, with $264 million in assets and 18,216 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 7.79%, above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $264 million
- +0.4% in a year
- Members
- 18,216
- -1.9% in a year
- Net worth ratio
- 7.79%
- Peer median 11.65%
- Loans 60+ days late
- 1.52%
- Peer median 0.70%
- Loans outstanding
- $191 million
- +0.0% in a year
- Shares and deposits
- $245 million
- -0.3% in a year
- Branches
- 8
- 64 employees
- Opened
- 1952
- Vermont charter
How One Credit Union compares
NCUA groups credit unions by size; One Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 7.79% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.52%, is higher than the group median of 0.70%. Loans grew 0.0% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 6 of 12 credit unions headquartered in Vermont. See all Vermont credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $264 million | 18,216 | $191 million | 7.79% | 1.52% |
| Q1 2026 | $263 million | 18,255 | $192 million | 7.77% | 1.06% |
| Q4 2025 | $261 million | 18,443 | $194 million | 7.78% | 1.18% |
| Q3 2025 | $260 million | 18,546 | $195 million | 7.71% | 0.71% |
| Q2 2025 | $263 million | 18,574 | $191 million | 7.44% | 0.98% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 9.9 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 8 sites for One Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- ESSEX OFFICE
1 Market Pl, Essex Junction, VT 05452 - VERGENNES OFFICE
48 Green St, Vergennes, VT 05491 - BARRE OFFICE
560 S Barre Rd, Barre, VT 05641 - SPRINGFIELD OFFICE (main office)
380 River St, Springfield, VT 05156 - CHESTER OFFICE
569 Vt Route 103 S, Chester, VT 05143 - CLAREMONT OFFICE
5 Kinney Pl, Claremont, NH 03743 - CLINTON STREET
55 Clinton St, Springfield, VT 05156 - NEWPORT OFFICE
70 John Stark Hwy, Newport, NH 03773
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology