Charter 2099 · Exton, PA
Citadel Federal Credit Union
Citadel Federal Credit Union is a federally chartered credit union in Exton, Pennsylvania, with $6.87 billion in assets and 290,591 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.31%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $6.87 billion
- +7.5% in a year
- Members
- 290,591
- +7.1% in a year
- Net worth ratio
- 9.31%
- Peer median 10.79%
- Loans 60+ days late
- 0.33%
- Peer median 0.67%
- Loans outstanding
- $6.10 billion
- +9.2% in a year
- Shares and deposits
- $5.82 billion
- +8.3% in a year
- Branches
- 25
- 685 employees
- Opened
- 1937
- Federal charter
How Citadel Federal Credit Union compares
NCUA groups credit unions by size; Citadel Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.31% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.33%, is lower than the group median of 0.67%. Loans grew 9.2% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 4 of 269 credit unions headquartered in Pennsylvania. See all Pennsylvania credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $6.87 billion | 290,591 | $6.10 billion | 9.31% | 0.33% |
| Q1 2026 | $6.77 billion | 285,311 | $5.95 billion | 9.32% | 0.30% |
| Q4 2025 | $6.62 billion | 285,351 | $5.88 billion | 9.42% | 0.33% |
| Q3 2025 | $6.50 billion | 275,891 | $5.77 billion | 9.58% | 0.31% |
| Q2 2025 | $6.39 billion | 271,237 | $5.59 billion | 9.57% | 0.31% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 2.5 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 28 sites for Citadel Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Citadel Corporate Headquarters (main office)
520 Eagleview Blvd, Exton, PA 19341 - Brookhaven
4923 Edgmont Ave, Brookhaven, PA 19015 - Chester Springs
511 E Uwchlan Ave, Chester Springs, PA 19425 - Downingtown
1246 Cornerstone Blvd, Downingtown, PA 19335 - Eagle
39 Pottstown Pike, Chester Springs, PA 19425 - Granite Run Drive
100 Granite Run Dr, Lancaster, PA 17601 - Paoli
31 W Lancaster Ave, Paoli, PA 19301 - Phoenixville
558 Kimberton Rd, Phoenixville, PA 19460 - South Coatesville
135 Modena Rd, Coatesville, PA 19320 - Springfield
783 W Sproul Rd, Springfield, PA 19064 - Thorndale
40 N Bailey Rd, Thorndale, PA 19372 - West Chester
1209 W Chester Pike, West Chester, PA 19382 - Parkesburg
4051 W Lincoln Hwy, Parkesburg, PA 19365 - Oxford
105 Commons Dr, Oxford, PA 19363 - East Norriton
75 W Germantown Pike, East Norriton, PA 19401 - West Norriton
2560 W Main St, West Norriton, PA 19403 - Glen Mills
901 Baltimore Pike, Glen Mills, PA 19342 - Pottstown
401 Upland Square Road, Pottstown, PA 19464 - Warminster
836 W Street Rd, Warminster, PA 18974 - Limerick
36 W Ridge Pike Ste 101, Limerick, PA 19468 - Harleysville
255 Harleysville Pike, Harleysville, PA 19438 - Lansdale
2333 Welsh Rd, Lansdale, PA 19446 - Rohrerstown Road
340 Rohrerstown Rd, Lancaster, PA 17603 - West Chester Mortgage & Wealth Mgmt
1209 W Chester Pike, West Chester, PA 19382 - Kennett Square
842 E Baltimore Pike, Kennett Square, PA 19348 - Montgomeryville
1006 Bethlehem Pike, Montgomeryville, PA 18936 - Center City
30 S 17Th St, Philadelphia, PA 19103 - Overbrook Park
7557 Haverford Ave, Philadelphia, PA 19151
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology