Charter 7238 · Philadelphia, PA
Philadelphia Federal Credit Union
Philadelphia Federal Credit Union is a federally chartered credit union in Philadelphia, Pennsylvania, with $2.04 billion in assets and 121,972 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 12.51%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as Philadelphia FCU, PFCU.
- Total assets
- $2.04 billion
- +9.9% in a year
- Members
- 121,972
- +1.0% in a year
- Net worth ratio
- 12.51%
- Peer median 10.79%
- Loans 60+ days late
- 0.99%
- Peer median 0.67%
- Loans outstanding
- $1.28 billion
- +9.9% in a year
- Shares and deposits
- $1.78 billion
- +9.7% in a year
- Branches
- 14
- 303 employees
- Opened
- 1951
- Federal charter
How Philadelphia Federal Credit Union compares
NCUA groups credit unions by size; Philadelphia Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 12.51% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.99%, is higher than the group median of 0.67%. Loans grew 9.9% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 9 of 269 credit unions headquartered in Pennsylvania. See all Pennsylvania credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $2.04 billion | 121,972 | $1.28 billion | 12.51% | 0.99% |
| Q1 2026 | $2.01 billion | 122,105 | $1.24 billion | 12.52% | 0.85% |
| Q4 2025 | $1.95 billion | 121,744 | $1.23 billion | 12.75% | 1.21% |
| Q3 2025 | $1.86 billion | 121,533 | $1.20 billion | 13.15% | 1.03% |
| Q2 2025 | $1.85 billion | 120,804 | $1.16 billion | 13.18% | 1.09% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.6 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 14 sites for Philadelphia Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Bloomsburg - 1615 Columbia
1615 Columbia Blvd, Bloomsburg, PA 17815 - Center City - 1108 Chestnut
1108 Chestnut St, Philadelphia, PA 19107 - Northeast - 8025 Roosevelt
8025 Roosevelt Blvd, Philadelphia, PA 19152 - Northwest Philadelphia - 6707 Germantown
6707 Germantown Ave, Philadelphia, PA 19119 - Center City - 1600 Arch
1600 Arch St, Philadelphia, PA 19103 - Temple - 1801 N Broad
1801 N Broad St, Philadelphia, PA 19122 - PFCU Operations Center (main office)
12800 Townsend Rd, Philadelphia, PA 19154 - Northeast - Service Center
12800 Townsend Rd, Philadelphia, PA 19154 - South Philadelphia - 929 Snyder
929 Snyder Ave, Philadelphia, PA 19148 - West Philadelphia - 5000 Baltimore
5000 Baltimore Ave, Philadelphia, PA 19143 - Fishtown - 2135 E Dauphin
2136 E Dauphin St, Philadelphia, PA 19125 - Torresdale - 3799 Clarendon
3799 Clarendon Ave, Philadelphia, PA 19114 - East Falls - 4300 Ridge
4300 Ridge Ave, Philadelphia, PA 19129 - Glenside - 259 S Easton
259 S Easton Rd, Glenside, PA 19038
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology