Charter 854 · Middletown, CT
Ellafi Federal Credit Union
Ellafi Federal Credit Union is a federally chartered credit union in Middletown, Connecticut, with $178 million in assets and 9,818 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 7.29%, above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $178 million
- +1.5% in a year
- Members
- 9,818
- -21.1% in a year
- Net worth ratio
- 7.29%
- Peer median 11.65%
- Loans 60+ days late
- 0.33%
- Peer median 0.70%
- Loans outstanding
- $112 million
- -1.2% in a year
- Shares and deposits
- $161 million
- +1.4% in a year
- Branches
- 3
- 42 employees
- Opened
- 1935
- Federal charter
How Ellafi Federal Credit Union compares
NCUA groups credit unions by size; Ellafi Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 7.29% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.33%, is lower than the group median of 0.70%. Loans fell 1.2% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 13 of 64 credit unions headquartered in Connecticut. See all Connecticut credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $178 million | 9,818 | $112 million | 7.29% | 0.33% |
| Q1 2026 | $178 million | 9,893 | $112 million | 7.30% | 0.47% |
| Q4 2025 | $176 million | 10,096 | $112 million | 7.26% | 0.33% |
| Q3 2025 | $174 million | 11,761 | $113 million | 7.34% | 0.42% |
| Q2 2025 | $175 million | 12,437 | $114 million | 7.88% | 0.36% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 417,953 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 3 sites for Ellafi Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Office (main office)
524 S Main St, Middletown, CT 06457 - Meriden Branch
1371 E Main St Ste 9, Meriden, CT 06450 - 635D
635D S Main St, Middletown, CT 06457
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology