Charter 22 · Waterbury, CT
Waterbury Connecticut Teachers Federal Credit Union
Waterbury Connecticut Teachers Federal Credit Union is a federally chartered credit union in Waterbury, Connecticut, with $365 million in assets and 21,965 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 17.05%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $365 million
- +2.6% in a year
- Members
- 21,965
- -0.7% in a year
- Net worth ratio
- 17.05%
- Peer median 11.65%
- Loans 60+ days late
- 0.26%
- Peer median 0.70%
- Loans outstanding
- $245 million
- +4.1% in a year
- Shares and deposits
- $301 million
- +0.8% in a year
- Branches
- 2
- 32 employees
- Opened
- 1934
- Federal charter
How Waterbury Connecticut Teachers Federal Credit Union compares
NCUA groups credit unions by size; Waterbury Connecticut Teachers Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 17.05% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.26%, is lower than the group median of 0.70%. Loans grew 4.1% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 10 of 64 credit unions headquartered in Connecticut. See all Connecticut credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $365 million | 21,965 | $245 million | 17.05% | 0.26% |
| Q1 2026 | $361 million | 22,061 | $239 million | 16.80% | 0.26% |
| Q4 2025 | $354 million | 22,072 | $239 million | 16.75% | 0.34% |
| Q3 2025 | $351 million | 22,102 | $238 million | 16.48% | 0.23% |
| Q2 2025 | $356 million | 22,114 | $235 million | 15.86% | 0.22% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 25,000 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 2 sites for Waterbury Connecticut Teachers Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Middlebury - Main (main office)
773 Straits Tpke, Middlebury, CT 06762 - Danbury Branch
110 Federal Rd, Danbury, CT 06811
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology