Charter 86755 · Hawthorne, NV
Financial Horizons Credit Union
Financial Horizons Credit Union is a state-chartered credit union in Hawthorne, Nevada, with $313 million in assets and 14,617 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 12.98%, well above the 7% that NCUA's rules treat as well capitalized.
NCUA's records list Financial Horizons Credit Union as a state-chartered credit union that is not federally insured. Deposits are not covered by NCUA's Share Insurance Fund; ask the credit union how they are insured.
Also does business as Financial Horizons Credit Union (FHCU).
- Total assets
- $313 million
- +3.4% in a year
- Members
- 14,617
- +4.1% in a year
- Net worth ratio
- 12.98%
- Peer median 11.65%
- Loans 60+ days late
- 0.08%
- Peer median 0.70%
- Loans outstanding
- $171 million
- +6.2% in a year
- Shares and deposits
- $280 million
- +1.6% in a year
- Branches
- 4
- 56 employees
- Opened
- 1947
- Nevada charter
How Financial Horizons Credit Union compares
NCUA groups credit unions by size; Financial Horizons Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 12.98% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.08%, is lower than the group median of 0.70%. Loans grew 6.2% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 8 of 13 credit unions headquartered in Nevada. See all Nevada credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $313 million | 14,617 | $171 million | 12.98% | 0.08% |
| Q1 2026 | $314 million | 14,443 | $172 million | 12.61% | 0.08% |
| Q4 2025 | $307 million | 14,399 | $171 million | 12.51% | 0.04% |
| Q3 2025 | $302 million | 14,306 | $170 million | 12.38% | 0.06% |
| Q2 2025 | $303 million | 14,037 | $161 million | 11.99% | 0.03% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 28,500 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 4 sites for Financial Horizons Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Financial Horizons CU
201 N Main St, Yerington, NV 89447 - Financial Horizons CU
2711 Reno Hwy, Fallon, NV 89406 - Financial Horizons CU
311 S Bridge St, Winnemucca, NV 89445 - Financial Horizons Credit Union (main office)
Po Box 2288, Hawthorne, NV 89415
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology