Charter 1000 · Reno, NV
Sierra Pacific Federal Credit Union
Sierra Pacific Federal Credit Union is a federally chartered credit union in Reno, Nevada, with $189 million in assets and 10,929 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 13.57%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $189 million
- +7.6% in a year
- Members
- 10,929
- +3.4% in a year
- Net worth ratio
- 13.57%
- Peer median 11.65%
- Loans 60+ days late
- 0.57%
- Peer median 0.70%
- Loans outstanding
- $93.6 million
- -6.4% in a year
- Shares and deposits
- $163 million
- +7.9% in a year
- Branches
- 5
- 21 employees
- Opened
- 1936
- Federal charter
How Sierra Pacific Federal Credit Union compares
NCUA groups credit unions by size; Sierra Pacific Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 13.57% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.57%, is lower than the group median of 0.70%. Loans fell 6.4% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 10 of 13 credit unions headquartered in Nevada. See all Nevada credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $189 million | 10,929 | $93.6 million | 13.57% | 0.57% |
| Q1 2026 | $188 million | 10,886 | $93.3 million | 13.47% | 0.73% |
| Q4 2025 | $186 million | 10,730 | $93.8 million | 13.35% | 0.62% |
| Q3 2025 | $182 million | 10,663 | $97.6 million | 13.41% | 0.39% |
| Q2 2025 | $176 million | 10,573 | $99.9 million | 13.66% | 0.42% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 27,150 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 6 sites for Sierra Pacific Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- GOB (main office)
6100 Neil Rd Ste 150, Reno, NV 89511 - Mill St.
5580 Mill St Ste 700, Reno, NV 89502 - CMC
8520 S Sandy Pkwy, Sandy, UT 84070 - St. Mary's
645 N Arlington Ave Ste 300, Reno, NV 89503 - Las Vegas
8360 S Durango Dr Ste 190, Las Vegas, NV 89113 - Phoenix
1600 E Northern Ave, Phoenix, AZ 85020
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology