Charter 63272 · Manchester, NH
Granite State Credit Union
Granite State Credit Union is a state-chartered credit union in Manchester, New Hampshire, with $749 million in assets and 53,856 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.88%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $749 million
- +2.5% in a year
- Members
- 53,856
- +1.4% in a year
- Net worth ratio
- 9.88%
- Peer median 10.79%
- Loans 60+ days late
- 0.49%
- Peer median 0.67%
- Loans outstanding
- $527 million
- +4.5% in a year
- Shares and deposits
- $670 million
- +1.8% in a year
- Branches
- 10
- 158 employees
- Opened
- 1945
- New Hampshire charter
How Granite State Credit Union compares
NCUA groups credit unions by size; Granite State Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.88% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.49%, is lower than the group median of 0.67%. Loans grew 4.5% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 5 of 12 credit unions headquartered in New Hampshire. See all New Hampshire credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $749 million | 53,856 | $527 million | 9.88% | 0.49% |
| Q1 2026 | $754 million | 53,516 | $520 million | 9.55% | 0.49% |
| Q4 2025 | $743 million | 53,244 | $520 million | 9.40% | 0.72% |
| Q3 2025 | $731 million | 53,381 | $517 million | 9.50% | 0.73% |
| Q2 2025 | $731 million | 53,115 | $505 million | 9.30% | 0.93% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 175,000 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 10 sites for Granite State Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Administration (main office)
1415 Elm St, Manchester, NH 03101 - Manchester Branch
1415 Elm St, Manchester, NH 03101 - Candia Branch
145 Raymond Rd, Candia, NH 03034 - Amherst Branch
132 State Route 101A, Amherst, NH 03031 - Concord Branch
311 Sheep Davis Rd, Concord, NH 03301 - Disaster Recovery
311 Sheep Davis Rd, Concord, NH 03301 - Derry Branch
38 Birch St, Derry, NH 03038 - Tilton Branch
51 Tilton Rd, Tilton, NH 03276 - Nashua - 190 Broad St
190 Broad St, Nashua, NH 03063 - Rochester Branch
7 Two Rod Rd, Rochester, NH 03867
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology