Charter 24921 · Portsmouth, NH
Service Federal Credit Union
Service Federal Credit Union is a federally chartered credit union in Portsmouth, New Hampshire, with $6.70 billion in assets and 388,968 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.89%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $6.70 billion
- +9.1% in a year
- Members
- 388,968
- +4.5% in a year
- Net worth ratio
- 11.89%
- Peer median 10.79%
- Loans 60+ days late
- 2.60%
- Peer median 0.67%
- Loans outstanding
- $5.54 billion
- +7.1% in a year
- Shares and deposits
- $5.84 billion
- +9.0% in a year
- Branches
- 52
- 984 employees
- Opened
- 1957
- Federal charter
How Service Federal Credit Union compares
NCUA groups credit unions by size; Service Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 11.89% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 2.60%, is higher than the group median of 0.67%. Loans grew 7.1% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 1 of 12 credit unions headquartered in New Hampshire. See all New Hampshire credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $6.70 billion | 388,968 | $5.54 billion | 11.89% | 2.60% |
| Q1 2026 | $6.63 billion | 383,839 | $5.36 billion | 11.77% | 2.68% |
| Q4 2025 | $6.46 billion | 380,457 | $5.32 billion | 11.84% | 2.80% |
| Q3 2025 | $6.30 billion | 377,536 | $5.34 billion | 11.87% | 1.55% |
| Q2 2025 | $6.14 billion | 372,371 | $5.17 billion | 11.94% | 1.18% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 23 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 54 sites for Service Federal Credit Union; the first 40 are below. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Bedford Branch Office
14 Colby Ct, Bedford, NH 03110 - Falmouth Branch Office
199 Worcester Ct, Falmouth, MA 02540 - Keene Branch Office
403 Winchester St, Keene, NH 03431 - Dartmouth Hitchcock Medical Center Branch
1 Medical Center Dr, Lebanon, NH 03756 - Pease Branch Office
14 Manchester Sq Ste 190, Portsmouth, NH 03801 - Portsmouth Branch
2032 Lafayette Rd, Portsmouth, NH 03801 - Salem Branch Office
159 N Broadway, Salem, NH 03079 - Tycom Branch
100 Piscataqua Dr, Newington, NH 03801 - Rochester Branch Office
90 S Main St, Rochester, NH 03867 - Somersworth Branch Office
15 Penny Ln, Somersworth, NH 03878 - Manchester In-Store Branch
1895 S Willow St, Manchester, NH 03103 - Newington In-Store Branch
2200 Woodbury Ave, Newington, NH 03801 - Portsmouth In-Store Branch
2460 Lafayette Rd, Portsmouth, NH 03801 - Salem In-Store Branch
300 N Broadway # 344, Salem, NH 03079 - Rochester In-Store
116 Farmington Rd, Rochester, NH 03867 - Ansbach Branch Office
Unit 28733, Apo, 09177 - Contact Center
3003 Lafayette Rd, Portsmouth, NH 03801 - Baumholder Branch Office
Unit 23817, Apo, 09034 - Garmisch Branch Office
Unit 24527, Apo, 09053 - Grafenwoehr Branch Office
Unit 28130, Apo, 09114 - Hohenfels Branch Office
Unit 28216, Apo, 09173 - Kapaun/Vogelweh Branch Office
Kpaun Air Station Building 2762, Kaiserslautern, 67661 - Ramstein Branch Office
Unit 3450, Apo, 09094 - Spangdahlem Branch Office
Unite 3770, Apo, 09126 - Stuttgart-Patch Branch Office
Unit 30401, Apo, 09107 - Vilseck Branch Office
Unit 28038, Apo, 09112 - Stuttgart-Panzer Branch Office
Unit 30401, Apo, 09107 - Ramstein- KMCC
Unite 3450, Kmcc Bldg 3336 Suite M20, Apo, 09094 - Hudson Branch
254 Lowell Rd, Hudson, NH 03051 - Hampton Branch
887 Lafayette Rd, Hampton, NH 03842 - Exeter Branch
109 Epping Rd, Exeter, NH 03833 - Concord In-Store
344 Loudon Rd, Concord, NH 03301 - Derry In-Store
11 Ashleigh Dr, Derry, NH 03038 - Corporate Headquarters (main office)
3003 Lafayette Rd, Portsmouth, NH 03801 - Hinsdale In-Store Branch
724 Brattleboro Rd, Hinsdale, NH 03451 - Plymouth In-Store Branch
683 Tenney Mountain Hwy, Plymouth, NH 03264 - Sembach Branch Office
Unit 27205, Apo, 67681 - Laconia branch
11 Veterans Sq, Laconia, NH 03246 - Franklin Branch Office
886 Central St, Franklin, NH 03235 - Nashua Branch Office
337 Amherst St, Nashua, NH 03063
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology