Charter 10803 · Newark, NJ
Israel Memorial A M E Federal Credit Union
Israel Memorial A M E Federal Credit Union is a federally chartered credit union in Newark, New Jersey, with $413 thousand in assets and 185 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 41.27%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as Israel Memorial AME FCU.
- Total assets
- $413 thousand
- +2.0% in a year
- Members
- 185
- +1.1% in a year
- Net worth ratio
- 41.27%
- Peer median 19.32%
- Loans 60+ days late
- 28.73%
- Peer median 0.66%
- Loans outstanding
- $109 thousand
- -20.8% in a year
- Shares and deposits
- $243 thousand
- +0.3% in a year
- Branches
- 1
- 0 employees
- Opened
- 1956
- Federal charter
How Israel Memorial A M E Federal Credit Union compares
NCUA groups credit unions by size; Israel Memorial A M E Federal Credit Union is in the group with under $2 million in assets (232 credit unions). Its net worth ratio of 41.27% is higher than that group's median of 19.32%, and its share of loans 60 or more days past due, 28.73%, is higher than the group median of 0.66%. Loans fell 20.8% over the year to Q2 2026, against a group median of a 7.3% fall.
By assets it ranks 125 of 126 credit unions headquartered in New Jersey. See all New Jersey credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $413 thousand | 185 | $109 thousand | 41.27% | 28.73% |
| Q1 2026 | $412 thousand | 210 | $118 thousand | 41.18% | 4.16% |
| Q4 2025 | $406 thousand | 186 | $129 thousand | 40.74% | 12.04% |
| Q3 2025 | $407 thousand | 183 | $139 thousand | 40.25% | 21.08% |
| Q2 2025 | $405 thousand | 183 | $138 thousand | 39.45% | 7.81% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 190 potential members. It is designated a minority depository institution.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 1 site for Israel Memorial A M E Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Israel Memorial AME (main office)
54 Lincoln St, Newark, NJ 07103
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology