Charter 15483 · Northfield, NJ
Jersey Shore Federal Credit Union
Jersey Shore Federal Credit Union is a federally chartered credit union in Northfield, New Jersey, with $246 million in assets and 15,991 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.76%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $246 million
- +0.4% in a year
- Members
- 15,991
- -2.4% in a year
- Net worth ratio
- 9.76%
- Peer median 11.65%
- Loans 60+ days late
- 0.29%
- Peer median 0.70%
- Loans outstanding
- $130 million
- +1.4% in a year
- Shares and deposits
- $227 million
- -1.0% in a year
- Branches
- 5
- 65 employees
- Opened
- 1963
- Federal charter
How Jersey Shore Federal Credit Union compares
NCUA groups credit unions by size; Jersey Shore Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 9.76% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.29%, is lower than the group median of 0.70%. Loans grew 1.4% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 14 of 126 credit unions headquartered in New Jersey. See all New Jersey credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $246 million | 15,991 | $130 million | 9.76% | 0.29% |
| Q1 2026 | $247 million | 16,123 | $128 million | 9.48% | 0.35% |
| Q4 2025 | $245 million | 16,365 | $128 million | 9.32% | 0.59% |
| Q3 2025 | $244 million | 16,475 | $127 million | 9.08% | 0.56% |
| Q2 2025 | $245 million | 16,392 | $128 million | 8.77% | 0.63% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 369,823 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 5 sites for Jersey Shore Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Northfield Office (main office)
1434 New Rd, Northfield, NJ 08225 - Rio Office
3301 Route 9 S, Rio Grande, NJ 08242 - FAA Tech Center Office
William J Hughes Technical Ctr, Atlantic City, NJ 08405 - Galloway
326 E Jimmie Leeds Rd, Galloway, NJ 08205 - Hammonton
80 S White Horse Pike Ste 6, Hammonton, NJ 08037
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology