Charter 7184 · Jersey City, NJ
Liberty Savings Federal Credit Union
Liberty Savings Federal Credit Union is a federally chartered credit union in Jersey City, New Jersey, with $135 million in assets and 17,736 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.68%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $135 million
- +9.6% in a year
- Members
- 17,736
- +7.0% in a year
- Net worth ratio
- 11.68%
- Peer median 11.65%
- Loans 60+ days late
- 2.09%
- Peer median 0.70%
- Loans outstanding
- $67.0 million
- +3.0% in a year
- Shares and deposits
- $117 million
- +9.3% in a year
- Branches
- 5
- 46 employees
- Opened
- 1951
- Federal charter
How Liberty Savings Federal Credit Union compares
NCUA groups credit unions by size; Liberty Savings Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 11.68% is about the same as that group's median of 11.65%, and its share of loans 60 or more days past due, 2.09%, is higher than the group median of 0.70%. Loans grew 3.0% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 24 of 126 credit unions headquartered in New Jersey. See all New Jersey credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $135 million | 17,736 | $67.0 million | 11.68% | 2.09% |
| Q1 2026 | $136 million | 17,859 | $65.8 million | 11.65% | 2.02% |
| Q4 2025 | $132 million | 18,085 | $67.5 million | 12.09% | 2.44% |
| Q3 2025 | $133 million | 18,233 | $67.6 million | 12.21% | 2.10% |
| Q2 2025 | $123 million | 16,574 | $65.0 million | 12.74% | 2.18% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 250,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 5 sites for Liberty Savings Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Liberty Savings FCU (main office)
660 Newark Ave, Jersey City, NJ 07306 - Liberty Savings FCU Union City Office
108 48Th St, Union City, NJ 07087 - Liberty Savings FCU City Line
1347 Kennedy Blvd., Bayonne, NJ 07002 - Novartis FCU
1 Health Plz, East Hanover, NJ 07936 - Iron Bound
106 Fleming Ave, Newark, NJ 07105
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology