Charter 9160 · Cheyenne, WY
Meridian Trust Federal Credit Union
Meridian Trust Federal Credit Union is a federally chartered credit union in Cheyenne, Wyoming, with $731 million in assets and 44,664 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 12.92%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $731 million
- +2.5% in a year
- Members
- 44,664
- +3.6% in a year
- Net worth ratio
- 12.92%
- Peer median 10.79%
- Loans 60+ days late
- 0.82%
- Peer median 0.67%
- Loans outstanding
- $531 million
- +1.6% in a year
- Shares and deposits
- $628 million
- +1.6% in a year
- Branches
- 9
- 134 employees
- Opened
- 1954
- Federal charter
How Meridian Trust Federal Credit Union compares
NCUA groups credit unions by size; Meridian Trust Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 12.92% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.82%, is higher than the group median of 0.67%. Loans grew 1.6% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 3 of 18 credit unions headquartered in Wyoming. See all Wyoming credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $731 million | 44,664 | $531 million | 12.92% | 0.82% |
| Q1 2026 | $728 million | 43,655 | $533 million | 12.78% | 0.64% |
| Q4 2025 | $713 million | 43,655 | $535 million | 12.88% | 0.71% |
| Q3 2025 | $709 million | 43,436 | $533 million | 12.91% | 0.61% |
| Q2 2025 | $713 million | 43,128 | $523 million | 12.42% | 0.72% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 85,492 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 9 sites for Meridian Trust Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Meridian-Main
2223 Warren Ave, Cheyenne, WY 82001 - Meridian-East (main office)
4349 E Lincolnway, Cheyenne, WY 82001 - Meridian-Rawlins
1817 Mahoney St, Rawlins, WY 82301 - Meridian-Lander
873 Main St, Lander, WY 82520 - Meridian - Jackson
740 S Us Highway 89, Jackson, WY 83001 - Meridian - Scottsbluff
901 W 29Th St, Scottsbluff, NE 69361 - Meridian-Wellington
8205 Wellington Blvd, Wellington, CO 80549 - Meridian-North
1602 Prairie Ave, Cheyenne, WY 82009 - Meridian - Alliance
103 E 1St St, Alliance, NE 69301
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology