Charter 8733 · Cody, WY
Sunlight Federal Credit Union
Sunlight Federal Credit Union is a federally chartered credit union in Cody, Wyoming, with $211 million in assets and 8,472 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.26%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $211 million
- -3.3% in a year
- Members
- 8,472
- -3.9% in a year
- Net worth ratio
- 10.26%
- Peer median 11.65%
- Loans 60+ days late
- 7.34%
- Peer median 0.70%
- Loans outstanding
- $132 million
- -10.6% in a year
- Shares and deposits
- $189 million
- -1.9% in a year
- Branches
- 4
- 40 employees
- Opened
- 1953
- Federal charter
How Sunlight Federal Credit Union compares
NCUA groups credit unions by size; Sunlight Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 10.26% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 7.34%, is higher than the group median of 0.70%. Loans fell 10.6% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 9 of 18 credit unions headquartered in Wyoming. See all Wyoming credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $211 million | 8,472 | $132 million | 10.26% | 7.34% |
| Q1 2026 | $217 million | 8,599 | $134 million | 11.51% | 2.34% |
| Q4 2025 | $218 million | 8,704 | $138 million | 11.50% | 0.87% |
| Q3 2025 | $218 million | 8,757 | $145 million | 11.42% | 0.77% |
| Q2 2025 | $218 million | 8,814 | $147 million | 11.49% | 3.82% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 999,999 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 4 sites for Sunlight Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Sunlight Federal Credit Union (CODY OFFICE) (main office)
1702 17Th St, Cody, WY 82414 - Sunlight Federal Credit Union (POWELL OFFICE)
374 N Clark St, Powell, WY 82435 - Sunlight Federal Credit Union (WORLAND OFFICE)
1800 Big Horn Ave, Worland, WY 82401 - Sunlight Federal Credit Union (SHERIDAN OFFICE)
1447 Sugarland Dr, Sheridan, WY 82801
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology