Charter 21440 · East Orange, NJ
Messiah Baptist Church Federal Credit Union
Messiah Baptist Church Federal Credit Union is a federally chartered credit union in East Orange, New Jersey, with $888 thousand in assets and 177 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.55%, above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $888 thousand
- +54.0% in a year
- Members
- 177
- +5.4% in a year
- Net worth ratio
- 8.55%
- Peer median 19.32%
- Loans 60+ days late
- 0.00%
- Peer median 0.66%
- Loans outstanding
- $566 thousand
- +87.7% in a year
- Shares and deposits
- $805 thousand
- +67.7% in a year
- Branches
- 0
- 1 employees
- Opened
- 1973
- Federal charter
How Messiah Baptist Church Federal Credit Union compares
NCUA groups credit unions by size; Messiah Baptist Church Federal Credit Union is in the group with under $2 million in assets (232 credit unions). Its net worth ratio of 8.55% is lower than that group's median of 19.32%, and its share of loans 60 or more days past due, 0.00%, is lower than the group median of 0.66%. Loans grew 87.7% over the year to Q2 2026, against a group median of a 7.3% fall.
By assets it ranks 123 of 126 credit unions headquartered in New Jersey. See all New Jersey credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $888 thousand | 177 | $566 thousand | 8.55% | 0.00% |
| Q1 2026 | $908 thousand | 167 | $526 thousand | 8.07% | 2.36% |
| Q4 2025 | $890 thousand | 182 | $424 thousand | 7.86% | 2.95% |
| Q3 2025 | $610 thousand | 185 | $310 thousand | 9.80% | 2.52% |
| Q2 2025 | $576 thousand | 168 | $301 thousand | 9.58% | 4.43% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 320 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital. It is designated a minority depository institution.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 1 site for Messiah Baptist Church Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Messiah Baptist Church (main office)
13 Oak St # 17, East Orange, NJ 07018
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology