Charter 946 · Muskogee, OK
Muskogee Federal Credit Union
Muskogee Federal Credit Union is a federally chartered credit union in Muskogee, Oklahoma, with $112 million in assets and 8,184 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 12.75%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $112 million
- +5.7% in a year
- Members
- 8,184
- -1.9% in a year
- Net worth ratio
- 12.75%
- Peer median 11.65%
- Loans 60+ days late
- 0.58%
- Peer median 0.70%
- Loans outstanding
- $37.5 million
- -2.8% in a year
- Shares and deposits
- $98.9 million
- +4.0% in a year
- Branches
- 3
- 31 employees
- Opened
- 1936
- Federal charter
How Muskogee Federal Credit Union compares
NCUA groups credit unions by size; Muskogee Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 12.75% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.58%, is lower than the group median of 0.70%. Loans fell 2.8% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 26 of 52 credit unions headquartered in Oklahoma. See all Oklahoma credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $112 million | 8,184 | $37.5 million | 12.75% | 0.58% |
| Q1 2026 | $112 million | 8,191 | $37.4 million | 12.46% | 0.23% |
| Q4 2025 | $110 million | 8,247 | $38.2 million | 12.17% | 0.37% |
| Q3 2025 | $107 million | 8,305 | $38.6 million | 11.86% | 0.31% |
| Q2 2025 | $106 million | 8,339 | $38.6 million | 11.52% | 0.34% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 113,417 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 3 sites for Muskogee Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Muskogee Federal Credit Union
3502 Chandler Rd, Muskogee, OK 74403 - Muskogee Federal Credit Union
4595 S Muskogee Ave, Tahlequah, OK 74464 - Muskogee Federal Credit Union (main office)
1910 W Shawnee St, Muskogee, OK 74401
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology