Charter 13439 · Clifton, NJ
Nova Ua Federal Credit Union
Nova Ua Federal Credit Union is a federally chartered credit union in Clifton, New Jersey, with $156 million in assets and 3,680 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 13.85%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $156 million
- +4.0% in a year
- Members
- 3,680
- -1.4% in a year
- Net worth ratio
- 13.85%
- Peer median 11.65%
- Loans 60+ days late
- 0.17%
- Peer median 0.70%
- Loans outstanding
- $101 million
- +0.5% in a year
- Shares and deposits
- $134 million
- +3.7% in a year
- Branches
- 2
- 17 employees
- Opened
- 1960
- Federal charter
How Nova Ua Federal Credit Union compares
NCUA groups credit unions by size; Nova Ua Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 13.85% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.17%, is lower than the group median of 0.70%. Loans grew 0.5% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 20 of 126 credit unions headquartered in New Jersey. See all New Jersey credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $156 million | 3,680 | $101 million | 13.85% | 0.17% |
| Q1 2026 | $155 million | 3,696 | $99.5 million | 13.85% | 0.35% |
| Q4 2025 | $153 million | 3,691 | $101 million | 14.00% | 0.18% |
| Q3 2025 | $150 million | 3,737 | $103 million | 14.15% | 0.18% |
| Q2 2025 | $150 million | 3,734 | $100 million | 14.04% | 0.02% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 6,100 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 2 sites for Nova Ua Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Clifton Office (main office)
851 Allwood Rd, Clifton, NJ 07012 - Botany Branch
237 Dayton Ave, Clifton, NJ 07011
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology