Charter 18965 · Stillwater, OK
Okunity Federal Credit Union
Okunity Federal Credit Union is a federally chartered credit union in Stillwater, Oklahoma, with $215 million in assets and 12,836 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 12.33%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as Oklahoma Community Credit Union.
- Total assets
- $215 million
- -0.3% in a year
- Members
- 12,836
- -0.9% in a year
- Net worth ratio
- 12.33%
- Peer median 11.65%
- Loans 60+ days late
- 0.48%
- Peer median 0.70%
- Loans outstanding
- $165 million
- -3.4% in a year
- Shares and deposits
- $176 million
- +0.2% in a year
- Branches
- 2
- 43 employees
- Opened
- 1968
- Federal charter
How Okunity Federal Credit Union compares
NCUA groups credit unions by size; Okunity Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 12.33% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.48%, is lower than the group median of 0.70%. Loans fell 3.4% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 15 of 52 credit unions headquartered in Oklahoma. See all Oklahoma credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $215 million | 12,836 | $165 million | 12.33% | 0.48% |
| Q1 2026 | $218 million | 12,861 | $161 million | 11.94% | 0.49% |
| Q4 2025 | $214 million | 12,840 | $158 million | 12.02% | 0.25% |
| Q3 2025 | $215 million | 12,905 | $170 million | 11.71% | 0.30% |
| Q2 2025 | $215 million | 12,958 | $171 million | 11.44% | 0.31% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 947,102 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 2 sites for Okunity Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main (main office)
311 E Mcelroy Rd, Stillwater, OK 74075 - Sangre Property
1811 S Sangre Rd, Stillwater, OK 74074
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology