Charter 64913 · Golden, CO
On Tap Credit Union
On Tap Credit Union is a state-chartered credit union in Golden, Colorado, with $474 million in assets and 19,415 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.21%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as Coors Credit Union.
- Total assets
- $474 million
- +22.6% in a year
- Members
- 19,415
- +0.8% in a year
- Net worth ratio
- 9.21%
- Peer median 11.65%
- Loans 60+ days late
- 1.38%
- Peer median 0.70%
- Loans outstanding
- $306 million
- +2.2% in a year
- Shares and deposits
- $392 million
- +16.6% in a year
- Branches
- 3
- 70 employees
- Opened
- 1950
- Colorado charter
How On Tap Credit Union compares
NCUA groups credit unions by size; On Tap Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 9.21% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.38%, is higher than the group median of 0.70%. Loans grew 2.2% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 12 of 62 credit unions headquartered in Colorado. See all Colorado credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $474 million | 19,415 | $306 million | 9.21% | 1.38% |
| Q1 2026 | $457 million | 19,362 | $310 million | 9.16% | 1.25% |
| Q4 2025 | $420 million | 19,350 | $304 million | 9.49% | 1.05% |
| Q3 2025 | $415 million | 19,327 | $297 million | 9.24% | 1.16% |
| Q2 2025 | $387 million | 19,269 | $299 million | 9.73% | 0.93% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 3.3 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 4 sites for On Tap Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Coors CU - Golden
816 Washington Ave, Golden, CO 80401 - Coors CU - Arvada
5675 Olde Wadsworth Blvd, Arvada, CO 80002 - Coors CU - Admin (main office)
4690 Table Mountain Dr, Golden, CO 80403 - CO-OP Shared Branch locations
816 Washington Ave, Golden, CO 80401
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology