Charter 65788 · Denver, CO
Westerra Credit Union
Westerra Credit Union is a state-chartered credit union in Denver, Colorado, with $2.06 billion in assets and 94,208 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.30%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $2.06 billion
- -3.2% in a year
- Members
- 94,208
- -17.5% in a year
- Net worth ratio
- 10.30%
- Peer median 10.79%
- Loans 60+ days late
- 0.50%
- Peer median 0.67%
- Loans outstanding
- $1.42 billion
- -2.7% in a year
- Shares and deposits
- $1.67 billion
- -0.8% in a year
- Branches
- 9
- 313 employees
- Opened
- 1934
- Colorado charter
How Westerra Credit Union compares
NCUA groups credit unions by size; Westerra Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.30% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.50%, is lower than the group median of 0.67%. Loans fell 2.7% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 7 of 62 credit unions headquartered in Colorado. See all Colorado credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $2.06 billion | 94,208 | $1.42 billion | 10.30% | 0.50% |
| Q1 2026 | $2.05 billion | 96,647 | $1.42 billion | 10.23% | 1.71% |
| Q4 2025 | $2.07 billion | 113,534 | $1.45 billion | 10.02% | 1.68% |
| Q3 2025 | $2.10 billion | 115,824 | $1.43 billion | 10.08% | 0.54% |
| Q2 2025 | $2.13 billion | 114,145 | $1.46 billion | 9.99% | 0.46% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 3.2 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 9 sites for Westerra Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- CHERRY CREEK BRANCH (main office)
3700 E Alameda Ave, Denver, CO 80209 - ARVADA BRANCH
7270A W 88Th Ave, Arvada, CO 80003 - LITTLETON BRANCH
8555 W Belleview Ave Ste F17, Denver, CO 80123 - CENTRAL PARK BRANCH
7305 E 35Th Ave, Denver, CO 80238 - GREEN MOUNTAIN PLAZA
375 Union Blvd, Lakewood, CO 80228 - PARKER BRANCH
10169 S Parker Rd, Parker, CO 80134 - CASTLE ROCK
4625 Trail Boss Dr, Castle Rock, CO 80104 - BELMAR BRANCH
7740 W Alameda Ave, Lakewood, CO 80226 - QUINCY PLACE
4231 S Buckley Rd, Aurora, CO 80013
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology