Charter 62745 · Portland, OR

OnPoint Community Credit Union

OnPoint Community Credit Union is a state-chartered credit union in Portland, Oregon, with $9.53 billion in assets and 661,823 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 15.00%, well above the 7% that NCUA's rules treat as well capitalized.

Also does business as OnPoint Insurance Services, OnPoint Business Services, OnPoint Mortgage, OnPoint Wealth Management and In.

Total assets
$9.53 billion
-0.3% in a year
Members
661,823
+7.0% in a year
Net worth ratio
15.00%
Peer median 10.79%
Loans 60+ days late
0.98%
Peer median 0.67%
Loans outstanding
$6.31 billion
+5.9% in a year
Shares and deposits
$7.89 billion
-2.4% in a year
Branches
60
1,327 employees
Opened
1932
Oregon charter

How OnPoint Community Credit Union compares

NCUA groups credit unions by size; OnPoint Community Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 15.00% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.98%, is higher than the group median of 0.67%. Loans grew 5.9% over the year to Q2 2026, against a group median of 5.3% growth.

By assets it ranks 1 of 47 credit unions headquartered in Oregon. See all Oregon credit unions.

Five quarters of figures

QuarterAssetsMembersLoansNet worth ratio60+ days late
Q2 2026 $9.53 billion 661,823 $6.31 billion 15.00% 0.98%
Q1 2026 $9.65 billion 648,972 $6.17 billion 14.47% 0.97%
Q4 2025 $9.54 billion 637,073 $6.14 billion 14.28% 0.99%
Q3 2025 $9.62 billion 631,292 $6.05 billion 13.97% 0.87%
Q2 2025 $9.56 billion 618,571 $5.96 billion 13.68% 0.75%

Assets Members

Who can join

The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 4.6 million potential members.

Credit unions that anyone in the US can join

Locations

NCUA's branch file lists 62 sites for OnPoint Community Credit Union; the first 40 are below. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.

  • Montgomery Park (main office)
    2701 Nw Vaughn St, Portland, OR 97210
  • Lloyd Center
    1100 Ne Weidler St, Portland, OR 97232
  • Beaverton
    2755 Sw Cedar Hills Blvd Ste 100, Beaverton, OR 97005
  • 205 Place
    9730 Se Washington St, Portland, OR 97216
  • Oak Grove
    2915 Se Oak Grove Blvd, Milwaukie, OR 97267
  • McMinnville
    2430 Ne Mcdonald Ln, McMinnville, OR 97128
  • Gresham
    1700 Nw Civic Dr Ste 101, Gresham, OR 97030
  • Kruse Meadows
    6300 Meadows Rd, Lake Oswego, OR 97035
  • Orenco Station
    7130 Ne Cornell Rd, Hillsboro, OR 97124
  • Clackamas Promenade
    8854 Se Sunnyside Rd, Clackamas, OR 97015
  • Murrayhill
    14733 Sw Teal Blvd, Beaverton, OR 97007
  • Coburg Road
    207 Coburg Rd Ste 101, Eugene, OR 97401
  • Wilsonville
    9460 Sw Wilsonville Rd, Wilsonville, OR 97070
  • Andresen
    6711 Ne 63Rd St, Vancouver, WA 98661
  • Burton
    2615 Ne 112Th Ave, Vancouver, WA 98684
  • Salmon Creek
    800 Ne Tenney Rd, Vancouver, WA 98685
  • Oregon City
    19753 Highway 213, Oregon City, OR 97045
  • Bend South
    61276 S Highway 97 Ste 100, Bend, OR 97702
  • Bend Downtown
    950 Nw Bond St, Bend, OR 97703
  • Redmond South
    1380 Sw Canal Blvd Ste 105, Redmond, OR 97756
  • NW 27th & Vaughn
    2688 Nw Vaughn St, Portland, OR 97210
  • Rose City
    6901 Ne Sandy Blvd, Portland, OR 97213
  • Sellwood
    8085 Se 13Th Ave, Portland, OR 97202
  • Mill Plain
    16020 Se Mill Plain Blvd, Vancouver, WA 98684
  • SW 5th & Harvey Milk
    517 Sw Harvey Milk St, Portland, OR 97204
  • Stadium
    2011 W Burnside St, Portland, OR 97209
  • Hillsdale
    6367 Sw Capitol Hwy, Portland, OR 97239
  • Happy Valley
    17055 Se Sunnyside Rd Ste 126, Happy Valley, OR 97015
  • Woodstock
    4515 Se Woodstock Blvd, Portland, OR 97206
  • Cherry Park
    2457 Sw Cherry Park Rd, Troutdale, OR 97060
  • Hawthorne
    3404 Se Hawthorne Blvd, Portland, OR 97214
  • Fremont & Williams
    16 Ne Fremont St, Portland, OR 97212
  • Vancouver Waterfront
    611 W Columbia Way, Vancouver, WA 98660
  • North Lombard
    5262 N Lombard St, Portland, OR 97203
  • Keizer
    5120 River Rd N, Keizer, OR 97303
  • West Salem
    645 9Th St Nw Ste 185, Salem, OR 97304
  • Sherwood
    16798 Sw Edy Rd, Sherwood, OR 97140
  • South Hillsboro
    6495 Se Tualatin Valley Hwy, Hillsboro, OR 97123
  • Cornelius
    2200 Baseline St, Cornelius, OR 97113
  • East Gresham
    2497 Se Burnside Rd, Gresham, OR 97080

Watch OnPoint Community Credit Union

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About these numbers

Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology