Charter 68656 · Corvallis, OR
Oregon State Credit Union
Oregon State Credit Union is a state-chartered credit union in Corvallis, Oregon, with $2.78 billion in assets and 160,932 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.75%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as Oregon State CU Insurance Agency, OSU FCU Financial Services, LLC, OR State CU Investment Services.
- Total assets
- $2.78 billion
- +1.7% in a year
- Members
- 160,932
- +7.1% in a year
- Net worth ratio
- 11.75%
- Peer median 10.79%
- Loans 60+ days late
- 0.58%
- Peer median 0.67%
- Loans outstanding
- $2.04 billion
- +13.3% in a year
- Shares and deposits
- $2.41 billion
- +9.4% in a year
- Branches
- 16
- 383 employees
- Opened
- 1954
- Oregon charter
How Oregon State Credit Union compares
NCUA groups credit unions by size; Oregon State Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 11.75% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.58%, is lower than the group median of 0.67%. Loans grew 13.3% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 6 of 47 credit unions headquartered in Oregon. See all Oregon credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $2.78 billion | 160,932 | $2.04 billion | 11.75% | 0.58% |
| Q1 2026 | $2.73 billion | 157,508 | $1.95 billion | 11.54% | 0.63% |
| Q4 2025 | $2.66 billion | 154,922 | $1.95 billion | 11.61% | 0.70% |
| Q3 2025 | $2.85 billion | 152,860 | $1.90 billion | 10.75% | 0.49% |
| Q2 2025 | $2.74 billion | 150,198 | $1.80 billion | 10.88% | 0.48% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 4.3 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 16 sites for Oregon State Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Financial Center
1980 Nw 9Th St, Corvallis, OR 97330 - University Branch
148 Nw 25Th St, Corvallis, OR 97330 - Albany Branch
1394 Clay St Se, Albany, OR 97322 - North Albany Branch
625 Hickory St Nw, Albany, OR 97321 - Dallas Branch
210 Orchard Dr, Dallas, OR 97338 - Keizer Branch
4952 River Rd N, Keizer, OR 97303 - Monmouth Branch
464 Pacific Ave S, Monmouth, OR 97361 - Newport Branch
1923 N Coast Hwy, Newport, OR 97365 - West Salem Branch
510 Wallace Rd Nw, Salem, OR 97304 - Sunset Operations Center (main office)
4800 Sw Research Way, Corvallis, OR 97333 - Lebanon Branch
3330 Cooperative Way, Lebanon, OR 97355 - Philomath Branch
1446 Main St, Philomath, OR 97370 - Lincoln City
3350 Ne Highway 101, Lincoln City, OR 97367 - McMinnville Branch
170 Ne 12Th St, McMinnville, OR 97128 - Woodburn Branch
1710 Mount Jefferson Ave, Woodburn, OR 97071 - Wilsonville Branch
25529 Sw Gwen Dr, Wilsonville, OR 97070
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology