Charter 19185 · Elizabeth, NJ
Seaport Federal Credit Union
Seaport Federal Credit Union is a federally chartered credit union in Elizabeth, New Jersey, with $110 million in assets and 5,801 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 13.12%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $110 million
- +5.5% in a year
- Members
- 5,801
- +4.4% in a year
- Net worth ratio
- 13.12%
- Peer median 11.65%
- Loans 60+ days late
- 0.50%
- Peer median 0.70%
- Loans outstanding
- $51.2 million
- +16.5% in a year
- Shares and deposits
- $94.8 million
- +6.9% in a year
- Branches
- 3
- 30 employees
- Opened
- 1969
- Federal charter
How Seaport Federal Credit Union compares
NCUA groups credit unions by size; Seaport Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 13.12% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.50%, is lower than the group median of 0.70%. Loans grew 16.5% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 27 of 126 credit unions headquartered in New Jersey. See all New Jersey credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $110 million | 5,801 | $51.2 million | 13.12% | 0.50% |
| Q1 2026 | $108 million | 5,698 | $48.5 million | 13.21% | 0.75% |
| Q4 2025 | $106 million | 5,636 | $46.9 million | 13.49% | 0.36% |
| Q3 2025 | $102 million | 5,636 | $45.3 million | 13.98% | 0.88% |
| Q2 2025 | $104 million | 5,558 | $44.0 million | 13.59% | 0.74% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 29,000 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 4 sites for Seaport Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Seaport Federal Credit Union (main office)
5080 Mclester St, Elizabeth, NJ 07201 - Fiserv
2601 Network Blvd, Frisco, TX 75034 - Seaport Federal Credit Union
1210 Corbin St, Elizabeth, NJ 07201 - Seaport Federal Credit Union
302 Port Jersey Blvd, Jersey City, NJ 07305
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology