Charter 10283 · Oklahoma City, OK
The Focus Federal Credit Union
The Focus Federal Credit Union is a federally chartered credit union in Oklahoma City, Oklahoma, with $163 million in assets and 12,390 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.99%, above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $163 million
- +0.2% in a year
- Members
- 12,390
- -0.7% in a year
- Net worth ratio
- 8.99%
- Peer median 11.65%
- Loans 60+ days late
- 0.45%
- Peer median 0.70%
- Loans outstanding
- $131 million
- +1.1% in a year
- Shares and deposits
- $148 million
- +1.6% in a year
- Branches
- 6
- 50 employees
- Opened
- 1955
- Federal charter
How The Focus Federal Credit Union compares
NCUA groups credit unions by size; The Focus Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 8.99% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.45%, is lower than the group median of 0.70%. Loans grew 1.1% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 22 of 52 credit unions headquartered in Oklahoma. See all Oklahoma credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $163 million | 12,390 | $131 million | 8.99% | 0.45% |
| Q1 2026 | $162 million | 12,341 | $124 million | 9.03% | 0.34% |
| Q4 2025 | $159 million | 12,404 | $123 million | 9.18% | 0.51% |
| Q3 2025 | $167 million | 12,515 | $135 million | 8.72% | 0.29% |
| Q2 2025 | $163 million | 12,480 | $130 million | 8.87% | 0.28% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 600,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 5 sites for The Focus Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Branch (main office)
420 Ne 10Th St, Oklahoma City, OK 73104 - Chickasha Branch
1804 S 1St St, Chickasha, OK 73018 - Tri City Branch
1097 Nw 32Nd Street, Newcastle, OK 73065 - Northwest Branch
14173 N Macarthur Blvd, Oklahoma City, OK 73142 - Midtown Branch
1111 N Lee Ave Ste 125, Oklahoma City, OK 73103
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology