Charter 2744 · Oklahoma City, OK
U. S. Employees O. C. Federal Credit Union
U. S. Employees O. C. Federal Credit Union is a federally chartered credit union in Oklahoma City, Oklahoma, with $213 million in assets and 15,372 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 16.31%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as USE Federal Credit Union.
- Total assets
- $213 million
- +5.4% in a year
- Members
- 15,372
- -13.6% in a year
- Net worth ratio
- 16.31%
- Peer median 11.65%
- Loans 60+ days late
- 0.20%
- Peer median 0.70%
- Loans outstanding
- $146 million
- +12.7% in a year
- Shares and deposits
- $181 million
- +1.8% in a year
- Branches
- 5
- 55 employees
- Opened
- 1938
- Federal charter
How U. S. Employees O. C. Federal Credit Union compares
NCUA groups credit unions by size; U. S. Employees O. C. Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 16.31% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.20%, is lower than the group median of 0.70%. Loans grew 12.7% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 16 of 52 credit unions headquartered in Oklahoma. See all Oklahoma credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $213 million | 15,372 | $146 million | 16.31% | 0.20% |
| Q1 2026 | $210 million | 15,027 | $139 million | 16.42% | 0.30% |
| Q4 2025 | $203 million | 14,804 | $130 million | 16.78% | 0.26% |
| Q3 2025 | $206 million | 14,711 | $129 million | 16.32% | 0.23% |
| Q2 2025 | $203 million | 17,789 | $129 million | 16.37% | 0.23% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 50,000 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 6 sites for U. S. Employees O. C. Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- MAIN OFFICE (main office)
4301 S Interstate 44 Service Rd, Oklahoma City, OK 73119 - BRANCH 2
4025 W Reno Ave Rm 1064, Oklahoma City, OK 73125 - BRANCH 3
320 Sw 19Th St, Moore, OK 73160 - BRANCH 4
2705 Nw Expressway, Oklahoma City, OK 73112 - Thrive C/O Databank
400 S Akard St, Dallas, TX 75202 - BRANCH 1
9244 E Reno Ave, Midwest City, OK 73130
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology