Charter 7244 · Plainville, CT
United Business & Industry Federal Credit Union
United Business & Industry Federal Credit Union is a federally chartered credit union in Plainville, Connecticut, with $141 million in assets and 11,214 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.57%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as UBIFCU, UBI.
- Total assets
- $141 million
- +3.1% in a year
- Members
- 11,214
- -1.0% in a year
- Net worth ratio
- 11.57%
- Peer median 11.65%
- Loans 60+ days late
- 0.09%
- Peer median 0.70%
- Loans outstanding
- $115 million
- +0.3% in a year
- Shares and deposits
- $124 million
- +2.1% in a year
- Branches
- 3
- 28 employees
- Opened
- 1951
- Federal charter
How United Business & Industry Federal Credit Union compares
NCUA groups credit unions by size; United Business & Industry Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 11.57% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.09%, is lower than the group median of 0.70%. Loans grew 0.3% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 17 of 64 credit unions headquartered in Connecticut. See all Connecticut credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $141 million | 11,214 | $115 million | 11.57% | 0.09% |
| Q1 2026 | $143 million | 11,241 | $116 million | 11.40% | 0.10% |
| Q4 2025 | $140 million | 11,370 | $118 million | 11.23% | 0.11% |
| Q3 2025 | $134 million | 11,379 | $117 million | 11.15% | 0.17% |
| Q2 2025 | $137 million | 11,322 | $115 million | 10.88% | 0.17% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 900,000 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 3 sites for United Business & Industry Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- United Business & Industry FCU (main office)
120 Woodford Ave, Plainville, CT 06062 - United Business & Industry FCU
363 N Main St, Bristol, CT 06010 - United Business & Industry FCU
47 Robert Holcomb Way, Plainville, CT 06062
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology