Charter 67012 · Sparta, WI
1st Community Credit Union
1st Community Credit Union is a state-chartered credit union in Sparta, Wisconsin, with $288 million in assets and 15,783 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.16%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $288 million
- +6.4% in a year
- Members
- 15,783
- +0.3% in a year
- Net worth ratio
- 10.16%
- Peer median 11.65%
- Loans 60+ days late
- 0.83%
- Peer median 0.70%
- Loans outstanding
- $215 million
- +0.2% in a year
- Shares and deposits
- $255 million
- +5.9% in a year
- Branches
- 5
- 58 employees
- Opened
- 1961
- Wisconsin charter
How 1st Community Credit Union compares
NCUA groups credit unions by size; 1st Community Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 10.16% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.83%, is higher than the group median of 0.70%. Loans grew 0.2% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 32 of 98 credit unions headquartered in Wisconsin. See all Wisconsin credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $288 million | 15,783 | $215 million | 10.16% | 0.83% |
| Q1 2026 | $285 million | 15,743 | $216 million | 9.60% | 0.76% |
| Q4 2025 | $281 million | 15,727 | $219 million | 9.75% | 0.71% |
| Q3 2025 | $271 million | 15,761 | $219 million | 9.81% | 0.58% |
| Q2 2025 | $270 million | 15,729 | $215 million | 9.53% | 1.03% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 522,000 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 4 sites for 1st Community Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- 1st CCU Sparta (main office)
1000 W Wisconsin St, Sparta, WI 54656 - 1st CCU West Salem
1410 W City Highway 16, West Salem, WI 54669 - 1st CCU Tomah
220 Buan St, Tomah, WI 54660 - Sparta Lending Admin
1020 W Wisconsin St, Sparta, WI 54656
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology