Charter 66448 · Racine, WI
Educators Credit Union (Racine, WI)
Educators Credit Union is a state-chartered credit union in Racine, Wisconsin, with $3.99 billion in assets and 232,579 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 13.92%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $3.99 billion
- +9.7% in a year
- Members
- 232,579
- -1.5% in a year
- Net worth ratio
- 13.92%
- Peer median 10.79%
- Loans 60+ days late
- 0.97%
- Peer median 0.67%
- Loans outstanding
- $2.56 billion
- +4.6% in a year
- Shares and deposits
- $3.34 billion
- +6.2% in a year
- Branches
- 25
- 517 employees
- Opened
- 1937
- Wisconsin charter
How Educators Credit Union compares
NCUA groups credit unions by size; Educators Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 13.92% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.97%, is higher than the group median of 0.67%. Loans grew 4.6% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 8 of 98 credit unions headquartered in Wisconsin. See all Wisconsin credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $3.99 billion | 232,579 | $2.56 billion | 13.92% | 0.97% |
| Q1 2026 | $3.89 billion | 232,112 | $2.51 billion | 13.94% | 0.66% |
| Q4 2025 | $3.75 billion | 231,831 | $2.51 billion | 14.06% | 0.92% |
| Q3 2025 | $3.67 billion | 231,991 | $2.48 billion | 14.02% | 0.96% |
| Q2 2025 | $3.63 billion | 236,158 | $2.45 billion | 13.79% | 1.02% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 4.3 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 26 sites for Educators Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Educators Credit Union- Newman
1400 Newman Rd, Mount Pleasant, WI 53406 - Educators Credit Union - Sturtevant
1300 90Th St, Sturtevant, WI 53177 - Educators Credit Union - Appleton Ave
7025 W Appleton Ave, Milwaukee, WI 53216 - Educators Credit Union - Burlington
448 Falcon Ridge Dr, Burlington, WI 53105 - Educators Credit Union - Prospect
2243 N Prospect Ave, Milwaukee, WI 53202 - Educators Credit Union - Elkhorn
611 E Geneva St, Elkhorn, WI 53121 - Educators Credit Union - Glendale
7139 N Port Washington Rd, Glendale, WI 53217 - Educators Credit Union - Kenosha
4215 Green Bay Rd, Kenosha, WI 53144 - Educators Credit Union - Loomis
4000 W Loomis Rd, Milwaukee, WI 53221 - Educators Credit Union - Park Place
10811 W Park Pl, Milwaukee, WI 53224 - Educators Credit Union - Parkside
900 Wood Rd, Kenosha, WI 53144 - Educators Credit Union - Rapids Dr
3525 Rapids Dr, Racine, WI 53404 - Educators Credit Union - Waukesha
1600 Summit Ave, Waukesha, WI 53188 - Educators Credit Union - New Berlin
15350 W Howard Ave, New Berlin, WI 53151 - Educators Credit Union - South Milwaukee
1201 Marquette Ave, South Milwaukee, WI 53172 - Home Office (main office)
321 Se Frontage Road, Mount Pleasant, WI 53177 - Educators Credit Union - Center Street
6131 W Center St, Milwaukee, WI 53210 - Educators Credit Union -Pleasant Praire
7431 91St Ave, Kenosha, WI 53142 - Educators Credit Union - Beloit
1154 Cranston Rd, Beloit, WI 53511 - Educators Credit Union - Janesville
2652 N Lexington Dr, Janesville, WI 53545 - Educators Credit Union- Forest Home
3355 W Forest Home Ave, Milwaukee, WI 53215 - Educators Credit Union - Mukwonago
100 Chapman Farm Blvd, Mukwonago, WI 53149 - Educators Credit Union- Aurora Sinai
945 N 12Th St, Milwaukee, WI 53233 - Educators Credit Union-Oak Creek
130 W Town Square Way, Oak Creek, WI 53154 - Educators Credit Union- Layton
6126 W Layton Ave, Greenfield, WI 53220 - Educators Credit Union-West Allis
10635 W Greenfield Ave, West Allis, WI 53214
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology