Charter 66834 · Eau Claire, WI
Royal Credit Union
Royal Credit Union is a state-chartered credit union in Eau Claire, Wisconsin, with $5.91 billion in assets and 342,847 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.83%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $5.91 billion
- +5.3% in a year
- Members
- 342,847
- +3.9% in a year
- Net worth ratio
- 10.83%
- Peer median 10.79%
- Loans 60+ days late
- 0.43%
- Peer median 0.67%
- Loans outstanding
- $5.06 billion
- +4.5% in a year
- Shares and deposits
- $5.19 billion
- +4.2% in a year
- Branches
- 56
- 898 employees
- Opened
- 1964
- Wisconsin charter
How Royal Credit Union compares
NCUA groups credit unions by size; Royal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.83% is about the same as that group's median of 10.79%, and its share of loans 60 or more days past due, 0.43%, is lower than the group median of 0.67%. Loans grew 4.5% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 5 of 98 credit unions headquartered in Wisconsin. See all Wisconsin credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $5.91 billion | 342,847 | $5.06 billion | 10.83% | 0.43% |
| Q1 2026 | $5.90 billion | 339,177 | $4.99 billion | 10.46% | 0.54% |
| Q4 2025 | $5.83 billion | 321,219 | $4.95 billion | 10.25% | 0.57% |
| Q3 2025 | $5.71 billion | 335,126 | $4.95 billion | 10.15% | 0.60% |
| Q2 2025 | $5.62 billion | 330,081 | $4.84 billion | 9.95% | 0.62% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 4.6 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 57 sites for Royal Credit Union; the first 40 are below. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Corporate Center (main office)
200 Riverfront Ter, Eau Claire, WI 54703 - Eau Claire West Office
2415 Jodi Dr, Eau Claire, WI 54703 - Mortgage Operations Center
419 N Hastings Pl, Eau Claire, WI 54703 - Eau Claire Southwest Office
1049 W Clairemont Ave, Eau Claire, WI 54701 - Eau Claire South Office
4501 Royal Dr, Eau Claire, WI 54701 - Eau Claire Downtown Office
455 E Madison St, Eau Claire, WI 54703 - Chippewa Falls South Office
1031 Woodward Ave, Chippewa Falls, WI 54729 - Chippewa Falls Downtown Office
215 Bay St, Chippewa Falls, WI 54729 - Whitehall Office
18567 Scranton St, Whitehall, WI 54773 - Colby Office
204 W Spence St, Colby, WI 54421 - Rice Lake Office
1421 S Main St, Rice Lake, WI 54868 - New Richmond
355 S Knowles Ave, New Richmond, WI 54017 - Menomonie North Office
2615 Hils Ct, Menomonie, WI 54751 - Edina Office
4450 W 76Th St, Edina, MN 55435 - St. Paul Office
2640 Rice St, Saint Paul, MN 55113 - Meadowview Elementary RCU
4714 Fairfax St, Eau Claire, WI 54701 - Locust Lane Elementary RCU
3245 Locust Ln, Eau Claire, WI 54703 - Robbins Elementary RCU
3832 E Hamilton Ave, Eau Claire, WI 54701 - Putnam Heights Elementary RCU
633 W Macarthur Ave, Eau Claire, WI 54701 - Halmstead Elementary RCU
565 E South Ave, Chippewa Falls, WI 54729 - Parkview Elementary RCU
501 Jefferson Ave, Chippewa Falls, WI 54729 - Southview Elementary RCU
615 A St, Chippewa Falls, WI 54729 - Hillcrest Elementary RCU
1200 Miles St, Chippewa Falls, WI 54729 - Hilltop Elementary RCU
202 Cameron Rd, Rice Lake, WI 54868 - Memorial HS RCU
2225 Keith St, Eau Claire, WI 54701 - North HS RCU
1801 Piedmont Rd, Eau Claire, WI 54703 - Colby HS RCU
705 N 2Nd St, Colby, WI 54421 - Northstar Middle School RCU
2711 Abbe Hill Dr, Eau Claire, WI 54703 - Colby Middle School RCU
703 N 2Nd St, Colby, WI 54421 - Chippewa Falls Middle School RCU
750 Tropicana Blvd, Chippewa Falls, WI 54729 - Sherman Elementary RCU
3110 Vine St, Eau Claire, WI 54703 - Colby Elementary RCU
202 W Dolf St, Colby, WI 54421 - Menomonie East Office
2421 Stout Rd, Menomonie, WI 54751 - Osceola Office
500 Chieftain St, Osceola, WI 54020 - River Falls Office
1150 N Main St, River Falls, WI 54022 - Somerset Office
115 Parent St, Somerset, WI 54025 - St. Croix Falls Office
2175 Us Highway 8, Saint Croix Falls, WI 54024 - Rocky Branch Elementary RCU
1415 Bartosh Ln, River Falls, WI 54022 - Roosevelt Elementary RCU
3010 8Th St, Eau Claire, WI 54703 - Unity Elementary-MS-HS RCU
1908 150Th St, Balsam Lake, WI 54810
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology