Charter 66777 · Oshkosh, WI
Verve, A Credit Union
Verve, A Credit Union is a state-chartered credit union in Oshkosh, Wisconsin, with $1.58 billion in assets and 63,472 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.84%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $1.58 billion
- -1.5% in a year
- Members
- 63,472
- +1.9% in a year
- Net worth ratio
- 9.84%
- Peer median 10.79%
- Loans 60+ days late
- 0.38%
- Peer median 0.67%
- Loans outstanding
- $1.17 billion
- +1.3% in a year
- Shares and deposits
- $1.37 billion
- +1.8% in a year
- Branches
- 20
- 272 employees
- Opened
- 1938
- Wisconsin charter
How Verve, A Credit Union compares
NCUA groups credit unions by size; Verve, A Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.84% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.38%, is lower than the group median of 0.67%. Loans grew 1.3% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 13 of 98 credit unions headquartered in Wisconsin. See all Wisconsin credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.58 billion | 63,472 | $1.17 billion | 9.84% | 0.38% |
| Q1 2026 | $1.59 billion | 63,183 | $1.16 billion | 9.68% | 0.36% |
| Q4 2025 | $1.61 billion | 62,795 | $1.16 billion | 9.40% | 0.35% |
| Q3 2025 | $1.59 billion | 62,598 | $1.15 billion | 9.42% | 0.37% |
| Q2 2025 | $1.60 billion | 62,302 | $1.15 billion | 9.22% | 0.45% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 8.9 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 20 sites for Verve, A Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Fond du Lac - West
740 W Johnson St, Fond Du Lac, WI 54935 - Universal (main office)
2900 Universal St, Oshkosh, WI 54904 - Fond du Lac - East
1045 E Johnson St, Fond Du Lac, WI 54935 - Witzel Ave
750 Witzel Ave, Oshkosh, WI 54902 - Oneida
1435 Oneida St, Appleton, WI 54915 - Brillion
125 Jackson St, Brillion, WI 54110 - Bell St
110 W Bell St, Neenah, WI 54956 - Sherwood
N585 Castle Dr, Sherwood, WI 54169 - Green Bay Rd
640 S Green Bay Rd, Neenah, WI 54956 - LaCrosse - Main
307 Main St Ste 101, La Crosse, WI 54601 - LaCrosse - South
3130 South Ave, La Crosse, WI 54601 - Onalaska
943 12Th Ave S, Onalaska, WI 54650 - Murdock
215 W Murdock Ave, Oshkosh, WI 54901 - Holmen
110 Hale Dr, Holmen, WI 54636 - Washburn
1065 Washburn Ave, Oshkosh, WI 54904 - Roosevelt
525 W Roosevelt Rd, Chicago, IL 60607 - Bridgeport
808 W 35Th St, Chicago, IL 60609 - Chinatown
2335 S Wentworth Ave, Chicago, IL 60616 - Fulton
323 N Carpenter St, Chicago, IL 60607 - West Towne
1959 W Grand Ave, Chicago, IL 60622
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology