Charter 68739 · Lebanon, OR
44 North Credit Union
44 North Credit Union is a state-chartered credit union in Lebanon, Oregon, with $158 million in assets and 9,516 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 12.82%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $158 million
- -6.6% in a year
- Members
- 9,516
- -13.5% in a year
- Net worth ratio
- 12.82%
- Peer median 11.65%
- Loans 60+ days late
- 1.76%
- Peer median 0.70%
- Loans outstanding
- $109 million
- -2.3% in a year
- Shares and deposits
- $136 million
- -8.2% in a year
- Branches
- 3
- 36 employees
- Opened
- 1956
- Oregon charter
How 44 North Credit Union compares
NCUA groups credit unions by size; 44 North Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 12.82% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.76%, is higher than the group median of 0.70%. Loans fell 2.3% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 24 of 47 credit unions headquartered in Oregon. See all Oregon credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $158 million | 9,516 | $109 million | 12.82% | 1.76% |
| Q1 2026 | $157 million | 9,761 | $107 million | 12.75% | 1.94% |
| Q4 2025 | $164 million | 10,069 | $109 million | 12.07% | 2.15% |
| Q3 2025 | $169 million | 10,538 | $109 million | 11.72% | 2.00% |
| Q2 2025 | $169 million | 11,007 | $111 million | 11.63% | 2.01% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.0 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 4 sites for 44 North Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Office - 485 S 2nd St (main office)
485 S 2Nd St, Lebanon, OR 97355 - Albany - 4129 Santiam Hwy SE
4129 Santiam Hwy Se, Albany, OR 97322 - Sweet Home - 1428 Main Street
1428 Main St, Sweet Home, OR 97386 - Training Center
540 S 2Nd St, Lebanon, OR 97355
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology