Charter 24362 · Saint Paul, MN
Affinity Plus Federal Credit Union
Affinity Plus Federal Credit Union is a federally chartered credit union in Saint Paul, Minnesota, with $5.05 billion in assets and 303,111 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.78%, above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $5.05 billion
- +12.3% in a year
- Members
- 303,111
- +5.8% in a year
- Net worth ratio
- 8.78%
- Peer median 10.79%
- Loans 60+ days late
- 0.57%
- Peer median 0.67%
- Loans outstanding
- $3.81 billion
- +4.3% in a year
- Shares and deposits
- $4.29 billion
- +9.4% in a year
- Branches
- 36
- 611 employees
- Opened
- 1934
- Federal charter
How Affinity Plus Federal Credit Union compares
NCUA groups credit unions by size; Affinity Plus Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 8.78% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.57%, is lower than the group median of 0.67%. Loans grew 4.3% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 2 of 80 credit unions headquartered in Minnesota. See all Minnesota credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $5.05 billion | 303,111 | $3.81 billion | 8.78% | 0.57% |
| Q1 2026 | $5.05 billion | 298,790 | $3.79 billion | 8.45% | 0.56% |
| Q4 2025 | $4.88 billion | 294,655 | $3.71 billion | 8.47% | 0.68% |
| Q3 2025 | $4.70 billion | 291,157 | $3.64 billion | 8.57% | 0.62% |
| Q2 2025 | $4.49 billion | 286,493 | $3.65 billion | 8.62% | 0.61% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 5.7 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 36 sites for Affinity Plus Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Saint Paul - Lafayette (main office)
175 W Lafayette Frontage Rd, Saint Paul, MN 55107 - Cambridge
1990 2Nd Ave Se, Cambridge, MN 55008 - Duluth
1820 Maple Grove Rd, Duluth, MN 55811 - Faribault
900 4Th St Nw Ste 102, Faribault, MN 55021 - Fergus Falls
410 W Lincoln Ave, Fergus Falls, MN 56537 - Grand Rapids Community
2120 Se 2Nd Ave, Grand Rapids, MN 55744 - Lakeville
17555 Kenwood Trl, Lakeville, MN 55044 - Mankato Campus
114 Centennial Student Un, Mankato, MN 56001 - Minneapolis - University
2520 University Ave Se, Minneapolis, MN 55414 - Moorhead
403 8Th St S Ste B, Moorhead, MN 56560 - Moorhead Campus
615 14Th St S, Moorhead, MN 56563 - Rochester
3482 55Th St Nw, Rochester, MN 55901 - Roseville
2750 Snelling Ave N, Roseville, MN 55113 - St. Cloud - Heritage Market
2835 W Saint Germain St Ste 100, Saint Cloud, MN 56301 - Saint Cloud Campus
720 4Th Ave S, Saint Cloud, MN 56301 - Winona
120 E 2Nd St, Winona, MN 55987 - Hastings
1731 N Frontage Rd, Hastings, MN 55033 - Alexandria
418 3Rd Ave E Ste 108, Alexandria, MN 56308 - Coon Rapids
13025 Riverdale Dr Nw Ste 100, Coon Rapids, MN 55448 - Eagan Branch
1642 Diffley Rd, Eagan, MN 55122 - Bemidji - BSU Campus
1500 Birchmont Dr Ne Ste 45, Bemidji, MN 56601 - Brainerd Lakes
15524 Edgewood Dr, Baxter, MN 56401 - Bemidji - Hannah Ave
2800 Hannah Ave Nw, Bemidji, MN 56601 - New Hope
4231 Winnetka Ave N, New Hope, MN 55428 - Mankato Community
1600 Madison Ave Ste 101A, Mankato, MN 56001 - DULUTH - LAKE SUPERIOR COLLEGE
2101 Trinity Rd Ste L160, Duluth, MN 55811 - MAHNOMEN BRANCH
341 Us Highway 59 Ste 2, Mahnomen, MN 56557 - Saint Paul - Midway
1315 University Ave W, Saint Paul, MN 55104 - Winona State Campus
250 W Howard St, Winona, MN 55987 - Lake Elmo
9931 Hudson Blvd N, Lake Elmo, MN 55042 - Virginia
1460 S 12Th Ave, Virginia, MN 55792 - Richfield
7610 Lyndale Ave S, Richfield, MN 55423 - Shakopee
1714 Crossings Blvd, Shakopee, MN 55379 - Albert Lea
1707 E Main St, Albert Lea, MN 56007 - Hopkins
1118 Mainstreet Ste 2, Hopkins, MN 55343 - Rochester South
221 28Th St Se, Rochester, MN 55904
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology