Charter 20194 · Baxter, MN
Mid Minnesota Federal Credit Union
Mid Minnesota Federal Credit Union is a federally chartered credit union in Baxter, Minnesota, with $858 million in assets and 68,450 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.30%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $858 million
- +10.2% in a year
- Members
- 68,450
- +4.4% in a year
- Net worth ratio
- 9.30%
- Peer median 10.79%
- Loans 60+ days late
- 0.43%
- Peer median 0.67%
- Loans outstanding
- $708 million
- +9.2% in a year
- Shares and deposits
- $767 million
- +9.8% in a year
- Branches
- 12
- 181 employees
- Opened
- 1970
- Federal charter
How Mid Minnesota Federal Credit Union compares
NCUA groups credit unions by size; Mid Minnesota Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.30% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.43%, is lower than the group median of 0.67%. Loans grew 9.2% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 10 of 80 credit unions headquartered in Minnesota. See all Minnesota credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $858 million | 68,450 | $708 million | 9.30% | 0.43% |
| Q1 2026 | $834 million | 67,210 | $685 million | 9.25% | 0.39% |
| Q4 2025 | $815 million | 67,454 | $675 million | 9.18% | 0.41% |
| Q3 2025 | $801 million | 66,504 | $661 million | 9.15% | 0.37% |
| Q2 2025 | $779 million | 65,557 | $648 million | 9.13% | 0.41% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 330,475 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 12 sites for Mid Minnesota Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Mid Minnesota Federal Credit Union (main office)
13283 Isle Dr, Baxter, MN 56425 - Mid Minnesota Federal Credit Union
200 S 6Th St, Brainerd, MN 56401 - Mid Minneosta Federal Credit Union
117 W Main St, Crosby, MN 56441 - Mid Minnesota Federal Credit Union
307 1St St Se, Little Falls, MN 56345 - Mid Minnesota Federal Credit Union
1220 4Th St Ne, Staples, MN 56479 - Mid Minnesota Federal Credit Union
405 50Th Ave W, Alexandria, MN 56308 - Mid Minnesota Federal Credit Union
30563 Patriot Ave, Pequot Lakes, MN 56472 - Mid Minnesota Federal Credit Union
1405 Highway 10 W, Detroit Lakes, MN 56501 - Mid Minnesota Federal Credit Union
961 2Nd St Nw, Aitkin, MN 56431 - Mid Minnesota Federal Credit Union
104 3Rd Ave W, Ada, MN 56510 - Mid Minnesota Federal Credit Union
125 Juniper Ave, Wadena, MN 56482 - Mid Minnesota Federal Credit Union
1820 W Lincoln Ave, Fergus Falls, MN 56537
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology