Charter 63639 · Cambridge, MN
Minnco Credit Union
Minnco Credit Union is a state-chartered credit union in Cambridge, Minnesota, with $605 million in assets and 37,209 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.95%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $605 million
- +6.4% in a year
- Members
- 37,209
- +1.1% in a year
- Net worth ratio
- 9.95%
- Peer median 10.79%
- Loans 60+ days late
- 0.44%
- Peer median 0.67%
- Loans outstanding
- $361 million
- +4.1% in a year
- Shares and deposits
- $531 million
- +3.9% in a year
- Branches
- 8
- 118 employees
- Opened
- 1935
- Minnesota charter
How Minnco Credit Union compares
NCUA groups credit unions by size; Minnco Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.95% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.44%, is lower than the group median of 0.67%. Loans grew 4.1% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 12 of 80 credit unions headquartered in Minnesota. See all Minnesota credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $605 million | 37,209 | $361 million | 9.95% | 0.44% |
| Q1 2026 | $612 million | 37,039 | $351 million | 9.51% | 0.54% |
| Q4 2025 | $602 million | 36,957 | $361 million | 9.49% | 0.69% |
| Q3 2025 | $577 million | 36,979 | $353 million | 9.75% | 0.83% |
| Q2 2025 | $568 million | 36,812 | $347 million | 9.77% | 0.83% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 3.0 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 8 sites for Minnco Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Cambridge Office
235 1St Ave W, Cambridge, MN 55008 - Andover Office
2121 Station Pkwy Nw, Andover, MN 55304 - Isanti Office
311 Credit Union Dr, Isanti, MN 55040 - North Branch Office
38877 10Th Ave, North Branch, MN 55056 - Minnco Center (main office)
2215 3Rd Ave Ne, Cambridge, MN 55008 - Big Lake Office
613 Rose Dr, Big Lake, MN 55309 - Princeton Office
503 19Th Ave N, Princeton, MN 55371 - Vadnais Heights
3625 Talmage Cir, Vadnais Heights, MN 55110
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology