Charter 66699 · Leominster, MA
All One Credit Union
All One Credit Union is a state-chartered credit union in Leominster, Massachusetts, with $881 million in assets and 36,538 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.67%, above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $881 million
- -0.3% in a year
- Members
- 36,538
- -1.2% in a year
- Net worth ratio
- 8.67%
- Peer median 10.79%
- Loans 60+ days late
- 0.27%
- Peer median 0.67%
- Loans outstanding
- $632 million
- -1.8% in a year
- Shares and deposits
- $692 million
- +0.2% in a year
- Branches
- 11
- 135 employees
- Opened
- 1954
- Massachusetts charter
How All One Credit Union compares
NCUA groups credit unions by size; All One Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 8.67% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.27%, is lower than the group median of 0.67%. Loans fell 1.8% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 13 of 121 credit unions headquartered in Massachusetts. See all Massachusetts credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $881 million | 36,538 | $632 million | 8.67% | 0.27% |
| Q1 2026 | $864 million | 36,606 | $625 million | 8.76% | 0.20% |
| Q4 2025 | $869 million | 36,759 | $629 million | 8.62% | 0.78% |
| Q3 2025 | $877 million | 36,759 | $638 million | 8.34% | 0.34% |
| Q2 2025 | $884 million | 36,977 | $643 million | 8.21% | 0.29% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 581,789 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 11 sites for All One Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Worcester
910 W Boylston St, Worcester, MA 01606 - Holden
715 Main St, Holden, MA 01520 - North Leominster
1316 Main St, Leominster, MA 01453 - Clinton
159 Mechanic St, Clinton, MA 01510 - Sterling
7 Main St, Sterling, MA 01564 - Leominster (main office)
20 Adams St, Leominster, MA 01453 - Clinton High School
200 W Boylston St, Clinton, MA 01510 - Wachusett Regional High School
1401 Main St, Holden, MA 01520 - Worcester - Shrewsbury Street
137 Shrewsbury St, Worcester, MA 01604 - Fitchburg High School
140 Arnhow Farm Rd, Fitchburg, MA 01420 - Worcester Technical High School
1 Officer Manny Familia Way, Worcester, MA 01605
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology