Charter 24557 · Worcester, MA
Webster First Federal Credit Union
Webster First Federal Credit Union is a federally chartered credit union in Worcester, Massachusetts, with $1.53 billion in assets and 85,320 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 19.66%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $1.53 billion
- +1.8% in a year
- Members
- 85,320
- -5.7% in a year
- Net worth ratio
- 19.66%
- Peer median 10.79%
- Loans 60+ days late
- 0.41%
- Peer median 0.67%
- Loans outstanding
- $1.33 billion
- +10.3% in a year
- Shares and deposits
- $1.06 billion
- -0.2% in a year
- Branches
- 15
- 221 employees
- Opened
- 1934
- Federal charter
How Webster First Federal Credit Union compares
NCUA groups credit unions by size; Webster First Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 19.66% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.41%, is lower than the group median of 0.67%. Loans grew 10.3% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 8 of 121 credit unions headquartered in Massachusetts. See all Massachusetts credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.53 billion | 85,320 | $1.33 billion | 19.66% | 0.41% |
| Q1 2026 | $1.50 billion | 84,905 | $1.30 billion | 19.56% | 0.36% |
| Q4 2025 | $1.49 billion | 84,649 | $1.27 billion | 19.31% | 0.55% |
| Q3 2025 | $1.48 billion | 89,394 | $1.22 billion | 19.09% | 0.51% |
| Q2 2025 | $1.50 billion | 90,474 | $1.21 billion | 18.32% | 0.52% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 4.2 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 16 sites for Webster First Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Operations Center (main office)
271 Greenwood St, Worcester, MA 01607 - Vital Records
282 Main St, Douglas, MA 01516 - Webster
41 E Main St, Webster, MA 01570 - Douglas
282 Main St, Douglas, MA 01516 - Dudley
16 Airport Rd, Dudley, MA 01571 - Whitinsville
1298 Providence Rd, Whitinsville, MA 01588 - Worcester
275 Greenwood St, Worcester, MA 01607 - Charlton
20 Trolley Crossing Rd, Charlton, MA 01507 - Spencer
118 W Main St, Spencer, MA 01562 - Auburn
547 Southbridge St, Auburn, MA 01501 - West Boylston
149 W Boylston St, West Boylston, MA 01583 - Saugus Main
509 Main St, Saugus, MA 01906 - Fitchburg
65 North St, Fitchburg, MA 01420 - Winthrop
15 Woodside Ave, Winthrop, MA 02152 - Hopkinton
22 South St Ste 106, Hopkinton, MA 01748 - Cambridge Teachers
20 Felton Street, Cambridge, MA 02138
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology